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@MarineVietVet wrote:
@afbar1114 wrote:My scores have improved so much. just got my FICO socres for all 3 and i am at EX: 675 EQ:668 TU: 638. I have lates showing up on EQ but once that gets fixed because its wrong i am sure the score will go up. i am 2 points away from my 670 which i started in jan before my app sprees.
May I ask is where did you get your scores?
EQ was from this site. EX was BoA Lender Pull ( SP for now) not showing up yet. TU walmart.
@afbar1114 wrote:
@MarineVietVet wrote:
@afbar1114 wrote:My scores have improved so much. just got my FICO socres for all 3 and i am at EX: 675 EQ:668 TU: 638. I have lates showing up on EQ but once that gets fixed because its wrong i am sure the score will go up. i am 2 points away from my 670 which i started in jan before my app sprees.
May I ask is where did you get your scores?
EQ was from this site. EX was BoA Lender Pull ( SP for now) not showing up yet. TU walmart.
Excellent!!
@afbar1114 wrote:
My scores are great now. Can't wait to get that neg fixed . Maybe adding a new card isn't a good idea
Did you end up closing out your ZYNC ? Or did you leave it open ?
Same exact advice as it always has been. New post.
@afbar1114 wrote:
Meaning?
You should work on getting whatever negative you have off your EQ reporrt, and fixing your TU report (what is causing your score there to be 30 pts lower than your others?), and continue to use your other cards responsibly, and keep the utilization low (Garden) for several months until your score increases enough to get the Prime cards you want. It is unlikely that you will get a CSP in the next 6 months with scores below 700. Every time you apply again, it is affecting your score more. Put some time between the pulls, and let your score recover, and you will be in a good postition to get better cards and limits.