Care Credit - GE Money Bank

[Anonymous]

Anybody know if they report even if you have a $0 balance? I applied and got a $1k CL nearly a month ago. I have no interest in using this card because I was hoping to get at least $4K or so for my dental treatment.

[MidnightVoice]

They report CL, HB and balance every month for DW

[Anonymous]

Did you apply for Care Credit at your dental provider? Did they ask for enough to cover your work? That is how I used Care Credit.

[MidnightVoice]

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Gettingoutofdebtnow wrote:

Did you apply for Care Credit at your dental provider? Did they ask for enough to cover your work? That is how I used Care Credit.

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Wife applied and asked for $900, and they gave her $5000

[Anonymous]

Irvin, maybe you should call again and speak to someone else about increasing your limit. They specifically told me that they will give me how much I need to finance for my Lasik surgery. How can they go around and say something different to another customer? I would try to call again and say, Listen byotch! I need enough credit limit to pay for my Invisiline. This cost a lot more than the limit y'all approved me for so increase it **bleep** you!

[Anonymous]

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jizoe182 wrote:
Irvin, maybe you should call again and speak to someone else about increasing your limit. They specifically told me that they will give me how much I need to finance for my Lasik surgery. How can they go around and say something different to another customer? I would try to call again and say, Listen byotch! I need enough credit limit to pay for my Invisiline. This cost a lot more than the limit y'all approved me for so increase it **bleep** you!

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haha. i like the way you put it down here. I will call them today after work. thanks

[Cory]

I don't think you should talk to them like that. You really won't get anything. They will probaly close your account, lol.

They do report on a monthly basis. I have CareCredit.

Cory

[Anonymous]

Do they report even if you have a $0 balance?

[MidnightVoice]

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Irvin wrote:

Do they report even if you have a $0 balance?

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Yes for DW, with the proviso that she did actually use it once when she got it.  I don't know if that is important or not, but it has not been used for 18 months and the balance of $0 is still reporting.

And correction - the CL is $5,500 - I had to go check her report 

[Cory]

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Irvin wrote:

Do they report even if you have a $0 balance?

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Yes they do. I never used mine either and I had my account since December of 2006 and they keep reporting monthly.

Cory