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I have a couple of related questions that hopefully myFICOers can help me out with. First, as indicated by the title, I am wondering if there are any 2% for everything cards, beyond the Wells Fargo Active Cash and maybe its predecessor, that offer cell phone protection. Beyond that, which cash back cards, in general, offer cell phone protection of more than $250 per claim other than those provided below? I know this topic has been previously discussed, though I don't know how much recently. Regardless, if you would prefer, alternatively, what source could I rely on for a relatively comprehensive list? As always, thanks so much for the help.
Wells Fargo cards
Chase Freedom Flex
U.S. Bank Altitude Connect
SoFi Credit Card
Elan Max Rewards Mastercards (unless all have changed)
@cws-21 Randolph-Brooks Federal Credit Union (RBFCU) offers a 2% cash back on everything Mastercard. Unfortunately though, I do not believe the card offers cell phone protection.
@Anonymous wrote:@cws-21 Randolph-Brooks Federal Credit Union (RBFCU) offers a 2% cash back on everything Mastercard. Unfortunately though, I do not believe the card offers cell phone protection.
Thanks, @Anonymous. The Fifth Third Preferred Cash/Back Card also offers a 2% cash back for everything Mastercard, with cellphone protection, but it is "exclusively for Preferred Banking clients," which is not me.
The Capital One Venture X has great cellphone coverage and gives to 2% back on Travel. It has a lot of other nice benefits too but it also has a $395 AF.
The Venture X is a miles card but you can redeem the miles 1 to 1 for a cashback statement credit so long as you have made enough purchases in the travel category to cover it. I paid for a FedEx dilivery upgrade and it coded as travel. I moved and the movers coded as travel. I've only every used my miles from this card to get cashback.
@Hex wrote:The Venture X is a miles card but you can redeem the miles 1 to 1 for a cashback statement credit so long as you have made enough purchases in the travel category to cover it. I paid for a FedEx dilivery upgrade and it coded as travel. I moved and the movers coded as travel. I've only every used my miles from this card to get cashback.
@Hex, unless I am misunderstanding, the Venture X seems like an expensive card if mostly used for cash back.
SDFCU Premium Cashback Plus is 2% with $250 of cell phone protection. Amex Delta Platinum Business offers $800 per claim. I think CSR and a few other Chase cards offer more than $250 per claim, too.
I never could find a card that offered more than 2% cash back for paying cell phone and also had cell phone insurance. I use the Amex Delta Platinum myself. I've used it a few times already since my kids phones are on my plan...
@digitek wrote:SDFCU Premium Cashback Plus is 2% with $250 of cell phone protection. Amex Delta Platinum Business offers $800 per claim. I think CSR and a few other Chase cards offer more than $250 per claim, too.
I never could find a card that offered more than 2% cash back for paying cell phone and also had cell phone insurance. I use the Amex Delta Platinum myself. I've used it a few times already since my kids phones are on my plan...
Thank you for the post, @digitek. I have the Affinity Cash Rewards that offers $250 of cellphone protection, which isn't much these days. At least some of the Elan Max Cash Preferred Mastercards offered cellphone protection and 5% cash back on cellphone bills, but some (or all?) have removed the cellphone protection.