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@Remedios wrote:
@JoeRockhead wrote:
@longtimelurker wrote:
@Remedios wrote:This is just the saddest thread I've ever seen on this forum, and I've seen quite a few
At the same time as we have:
Why is everyone so secretive about sharing CEO's e... - myFICO® Forums - 6655601
?
I'm over here like.....
Can you share please?
I can afford corn but popcorn is a little outside of my budget right now
@Remedios, sure thing, because I got it like that, popcorn for eveyone!... including Satans Puppy!.... well wait.... maybe
This was a fun read... My only question would be why go through such a tangled mess just to get better odds at a CLI? Seems like a lot of trouble. Why not just apply for another card which would help with utilization? Or am i missing something?
@JoeRockhead wrote:
@Remedios wrote:
@JoeRockhead wrote:
@longtimelurker wrote:
@Remedios wrote:This is just the saddest thread I've ever seen on this forum, and I've seen quite a few
At the same time as we have:
Why is everyone so secretive about sharing CEO's e... - myFICO® Forums - 6655601
?
I'm over here like.....
Can you share please?
I can afford corn but popcorn is a little outside of my budget right now
@Remedios, sure thing, because I got it like that, popcorn for eveyone!... including Satans Puppy!.... well wait.... maybe
She's pleased with your offer
cli in the short term new card in the medium/long term..
@leo187um wrote:cli in the short term new card in the medium/long term..
Fair enough but why are you in such dire need of a CLI that your willing to possibly cause damage to your profile?
I dunno guys, I'm puzzled as to why this 6k cash advance is triggering you guys this much...to me a one off 6k cash advance is not that much damage; I've never had a late payment and I could pay it back quickly - and 18pct for an unsecured loan is not crazy expensive. If I said 20k cash advance then I would understand but 6k... is it really going to destroy my credit profile? 🤔
I'm not triggered at all just wondering why you desperately need a CLI so badly?
@leo187um wrote:I dunno guys, I'm puzzled as to why this 6k cash advance is triggering you guys this much...to me a one off 6k cash advance is not that much damage; I've never had a late payment and I could pay it back quickly - and 18pct for an unsecured loan is not crazy expensive. If I said 20k cash advance then I would understand but 6k... is it really going to destroy my credit profile? 🤔
You keep looking for, reasoning for someone to agree with you as if to give you permission, or that it's a good idea to go ahead with this. It's been made pretty clear that it's not a good idea, for a plethora of reasons, yet you just don't seem to want to heed any of the advice given... No one is telling you, you can't do it, they're telling you that you shouldn't, and why. Obviously, it's your credit, your money, your consequences, your choice. Best of luck to you in whatever you decide.
@leo187um wrote:I dunno guys, I'm puzzled as to why this 6k cash advance is triggering you guys this much...to me a one off 6k cash advance is not that much damage; I've never had a late payment and I could pay it back quickly - and 18pct for an unsecured loan is not crazy expensive. If I said 20k cash advance then I would understand but 6k... is it really going to destroy my credit profile? 🤔
Just to chime in quick!
I believe your under assumption that CLI on a CC has anything to do with your bank account and your balance!
For a loan sure but certainly not for CC, let alone CLI.
For example I have over 60K with DCU, but have not received any CLI from them in past 3 years... According to feedback's in here, they give out CLI when you do BT with them!
For CC, credit score and credit profile and mostly usage is the most important factor. They would not even know how much you have on your bank accounts!
Your under assumption that banks sit around every Monday morning and review each credit card user and run a manual review! This is just not true! Insisting that it should be, is providing wrong info to readers and that's why you are getting so much reaction regarding your misinformation.
Yeesh, I saw this thread when it first started and said, "Yikes, what a horrible idea" and left; my assumption was this thread would to Tango Uniform in less than a dozen posts. Bzzzt, I'm sorry, that is incorrect..., 100 posts later it is still alive.
Chapter 13:
I categorically refuse to do AZEO!