For all the potential hit or miss 5% with Chase, Disco or Amex, seems to me the sure thing for 5% for anything Walmart is the new Cap One Walmart MC/store card (using Walmart Pay required for in store 5%). I'm not sure I would take Cap One's triple pull if I didn't already have a Sync Walmart store card that transferred over, but I'm sure using it a lot more than I used to.