Well, yes, I did that. But I wanted each for different reasons. I used Delta to get a foot in the door with a prime lender after 5 years in the $300 CL world. After making charges for 2 weeks and sending in checks (I couldn't do it online or on the phone) I decided Green would be better since I could charge and not worry about when it reports and hurting my scores. Then on Monday and decided to go for Clear since it has a good BT rate. Since I built up some account history I got both without a hard inquiry on my report which made it even easier to apply.
All in all, I make pretty good money and didn't lie about it on any of the applications. I already filled out and signed the form and faxed it to them. They said they do thousands of accounts a day in F/R, so hopefully this process is streamlined and will go smoothly. I really don't mind if they check my tax returns to verify income. They are a lender, and need to be reasonably sure I don't screw them over and I understand that. It's my choice to deal with it, and I don't really mind so much. I'm just glad it happened now instead of when I really need the card.
Since they have a valid reason I don't see this as any big deal. I'm willing to accept it to continue to have a prime card in my wallet. However, I would never let a cop search my vehicle without probable cause...
