Chase Amazon Visa is about to get better

[TheBoondocks]

So, you won't get even 1% cashback when doing the 0% financing?

[CreditCuriosity]

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@TheBoondockswrote:
So, you won't get even 1% cashback when doing the 0% financing?

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no

[Anonymous]

Hmm, just rolled over what balance I had to a Cap One 0% offer and zeroed my Store Card.  Wonder if I should just go for the Chase card and use that instead?

PS  Not that I like carrying a balance, but just realized my Store card is at 27.24%, think I'll try the Chase card and see if I get a better interest rate.

[MrDisco99]

So still no return protection nor price protection...

[JuliusC]

So, I have a question, what are the odds this card goes in to 5/24? With them competing with Sync and Blispay, they will definitely see an increase in people applying for the Chase Amazon. I guess we will just wait and see if it becomes 5/24

[CreditCuriosity]

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@JuliusCwrote:

So, I have a question, what are the odds this card goes in to 5/24? With them competing with Sync and Blispay, they will definitely see an increase in people applying for the Chase Amazon. I guess we will just wait and see if it becomes 5/24

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5/24 does not apply to this card.  If you profile merits approval you should get approved for card assuming no BK, etc.

[MakingProgress]

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@Anonymouswrote:

The letter says "we MAY offer one or more of these promotional financing options above on qualifying purchases....."    So I wonder if a particular person will always see these offers, or if it is sometimes not option (even if above $50).  

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I am guessing that similar to the Lowe's Sync card these options will not always be available and it will vary as to what they offer when.   I have ever figured out why Lowe's has different offers at different times, however they do offer 6 months 0% for purchases over 299 all time.  Maybe amazon will have a standard offer and then special ones from time to time.  

[JuliusC]

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@CreditCuriositywrote:

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@JuliusCwrote:

So, I have a question, what are the odds this card goes in to 5/24? With them competing with Sync and Blispay, they will definitely see an increase in people applying for the Chase Amazon. I guess we will just wait and see if it becomes 5/24

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5/24 does not apply to this card.  If you profile merits approval you should get approved for card assuming no BK, etc.

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Oh, I'm aware that it doesn't apply to 5/24. I'm in the garden and will not apply forChase Amazon card . I was just wondering if them changing how the Chase Amazon works, means they might change it to 5/24, hoping they don't in case once I'm out of the garden I decide to go for it. 

[TheBoondocks]

To be honest, we can't be too sure these days, credit card tos change all the time and maybe just one day, chase could make the Amazon card be part of 5/24 rule, who knows. I'm thinking about just applying for it, since it's not affected by the rule now, better be safe, than sorry. Some people didn't think that the sapphire preferred was going to be waived for first year, like it used to be but not anymore.

I try to keep my shopping in general to a minimum, but I do go on Amazon a lot lol. I like the whole financing they have now and the 5%, but let's say if you got approved for the prime and say you cancel the membership down the line, what happens to the card, does it get downgraded? Cause I know if you got a Costco citi credit card and decided to cancel your Costco membership, they just outright cancel the card, from what I heard.

[CreditCuriosity]

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@JuliusCwrote:

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@CreditCuriositywrote:

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@JuliusCwrote:

So, I have a question, what are the odds this card goes in to 5/24? With them competing with Sync and Blispay, they will definitely see an increase in people applying for the Chase Amazon. I guess we will just wait and see if it becomes 5/24

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5/24 does not apply to this card.  If you profile merits approval you should get approved for card assuming no BK, etc.

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Oh, I'm aware that it doesn't apply to 5/24. I'm in the garden and will not apply forChase Amazon card . I was just wondering if them changing how the Chase Amazon works, means they might change it to 5/24, hoping they don't in case once I'm out of the garden I decide to go for it. 

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doubtful, but certainly possible in the future.. each card that chase offers is contract by contract basis(other then their core Chase card CSP/Freedom/Slate,etc) and if Amazon doesn't like it and has enough pull over Chase they can have Chase exclude the 5/24 terms for this card or opt for another lender for the Visa card at renewal.  Alot of places are fine with the 5x24 rule where others such as Amazon, Hyatt, Disney are not thus these changes never went into place.  When contracts are up, then that is another discussion at that time.