Chase Amazon vs Store Card

[ddemari]

When I was approved for Chase Amazon it was $500 dollar approval. I had a personal banker call Chase and ask them to match my lowest limit card and they did bump it up to 4k no HP.

It's weird, the amazon visa was extremely hard to obtain before I was let into Chase with other cards. 

[Anonymous]

yeah they were picky as heck with my amazon visa. very cautious on their part.

[onstar]

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@Anonymous wrote:

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@onstar wrote:

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@Imperfectfuture wrote:

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@Anonymous wrote:
i have both and the chase amazon is SD'd for good lol.

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Move limit to freedom?

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Does Chase make you wait xx months before you can move limits?

My Chase Amazon is like 8 months old. Can I move limits to my Marriott which is 6 months old?

Back on topic, yeah, the Chase Amazon is MOSTLY useless. IT IS USEFUL in the following instances:

(1) To pay for the Amazon Prime membership. The $99 AF cannot be paid for by the Amazon Store Card. Why? Weird. Dunno.

(2) They sometimes have specials where you save $ by using the Chase Amazon Visa. On the otherwise lame Amazon Prime Day, they had a promo code for $20 off $100 if you used the Chase Amazon Visa.

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To your (1) You can use Sallie Mae or Amex BCP to buy $99 Amazon gift and spend it on Prime for 5% or 6% back respectively.

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You can't use a GC to pay for Prime AF. It has to be a "regular" credit card.

But sure, you can use SM to pay for the AF and get 5% from the bookstore category. (EDIT per 2011XTERROR comment below.)

This thread is a comparison between Amazon Visa & Amazon Store card, whether the former has any advantage over the latter. I just gave two instances where this is true.

[Anonymous]

fyi the SM doesnt give you 5% back on the prime membership. tried it and didn't give it.

[happypill]

The 5% rewards on the Amazon Prime Store card are a relatively recent change, sometime in the last 3-4 months I believe.  I think a lot of people had the Amazon Chase card before that happened.

[ddemari]

Chase did give me 3% back on  my amazon prime membership but I think they need to up the anty a little bit on this card like a free year of prime plus the giftcard. 

[Anonymous]

If I were the boss,  free prime to both cardholders and 1 percent off gift cards across the board. 

[Anonymous]

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@onstar wrote:

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@Anonymous wrote:

---

@onstar wrote:

---

@Imperfectfuture wrote:

---

@Anonymous wrote:
i have both and the chase amazon is SD'd for good lol.

---

Move limit to freedom?

---

Does Chase make you wait xx months before you can move limits?

My Chase Amazon is like 8 months old. Can I move limits to my Marriott which is 6 months old?

Back on topic, yeah, the Chase Amazon is MOSTLY useless. IT IS USEFUL in the following instances:

(1) To pay for the Amazon Prime membership. The $99 AF cannot be paid for by the Amazon Store Card. Why? Weird. Dunno.

(2) They sometimes have specials where you save $ by using the Chase Amazon Visa. On the otherwise lame Amazon Prime Day, they had a promo code for $20 off $100 if you used the Chase Amazon Visa.

---

To your (1) You can use Sallie Mae or Amex BCP to buy $99 Amazon gift and spend it on Prime for 5% or 6% back respectively.

---

You can't use a GC to pay for Prime AF. It has to be a "regular" credit card.

But sure, you can use SM to pay for the AF and get 5% from the bookstore category. (EDIT per 2011XTERROR comment below.)

This thread is a comparison between Amazon Visa & Amazon Store card, whether the former has any advantage over the latter. I just gave two instances where this is true.

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Ok. Oops. Thanks for the info!

[Imperfectfuture]

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@yfan wrote:

From a rewards perspective, the store card is great if you are a prime member. But that inherently comes with the requirement to remain a prime member if you want that 5%. I am a Prime member now because I find the benefits outweigh the cost. If I ever decide it is no longer so, though, the store card would instantly become useless. The Chase Visa gives you 3% on Amazon regardless of whether you are a Prime member, decide to remain one or not.

Then there is also the fact that the Chase Visa is, well, a Visa, so it's accepted everywhere and you can earn points everywhere. And if your Chase Visa is a Visa Signature, you get VS benefits such as extended warranty and purchase protection. If you happen to smash that brand new iPhone within 90 days of buying it from Amazon (or anywhere else), Visa will replace it or reimburse you. Does the store card do this?

Of course, both cards are useless to me right now on Amazon since Discover is running a full 6 months of 5% rewards on Amazon this year, and with the double promo, that's 10%. Plus you get purchase protection, price protection, extended warranty and all that good stuff. Beat that.

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I can.  Both my Freedom and Discover have 0% promos.  Double the categories, 3k spend.  Having great holiday spending (of course, this is hypothetical).  Haven't bumped up my Amazon spend any more than usual, will be interesting to get double back.  Wish Discover had gone with grocery stores instead.

[Anonymous]

I have the store card and love it. I have a year to pay for a large purchase I just made. The years is interest free.