Chase CLI

[Memo10]

Requested a credit limit increase on my Chase Slate, I knew it would be a hard pull. Previous balance was at an embarassing $400. I asked for $1000 and was offered $700. 

I regret requesting a limit increase now. 

[trumpet-205]

What did Chase ask you for CLI?

[Memo10]

All they asked for was my annual income, which is at $25,000. I know its not a very high income, but I would think they'd give me at least $1,000.

[CreditScholar]

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@Memo10 wrote:

All they asked for was my annual income, which is at $25,000. I know its not a very high income, but I would think they'd give me at least $1,000.

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Chase is becoming more like Amex, since that's their primary competition these days. Income matters quite a bit, but your scores are also quite low. Those two factors combined, combined with your current low limit, are what's likely holding you back.

Getting a CLI from $400 to $700 is a 75% increase though. That's a lot for 1 CLI, given what you started off with. That'd be like my United Card going from $25,000 to $43,750. It's all relative.

[Anonymous]

That's really not a bad increase, considering everything.  From $400 to $700 is a 75% jump.  When I ask for an increase on my Freedom in February, I'll probably ask for $5 or $6K, but I'd be happy with even $3K.  Just give it time and let your scores rise.

[xiownthisplacex]

Anyone know a way to request a CLI increase from Chase by via SP?

OP, congrats on your CLI, it may seem small now, but with time you will get higher limits!

[RockinRay]

I do not think you can get a customer requested CLI with Chase with an SP.

If they give you an auto-cli, that would be soft. But if you call them, they wil HP.

[CS800]

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@RockinRay wrote:

I do not think you can get a customer requested CLI with Chase with an SP.

If they give you an auto-cli, that would be soft. But if you call them, they wil HP.

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+1

[xiownthisplacex]

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@RockinRay wrote:

I do not think you can get a customer requested CLI with Chase with an SP.

If they give you an auto-cli, that would be soft. But if you call them, they wil HP.

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Too bad, I really wanted to increase both my cards, but I don't want to waste HP for it.. I will wait until my BCE is at $9k then I will request it.

[searchingfor67]

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@RockinRay wrote:

I do not think you can get a customer requested CLI with Chase with an SP.

If they give you an auto-cli, that would be soft. But if you call them, they wil HP.

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YMMV...I received a customer initiated $10K soft pull increase on my freedom back in June by calling the exec office....