@FinStar wrote:
@Creditaddict wrote:
@FinStar wrote:
@Creditaddict wrote:
@lg8302ch wrote:Sorry to hear...but I guess kind of no surprise from Chase. Is your card a siggy or did you try to convert. If so is conversion to siggy a HP too ?
It's a Freedom Mastercard and I have not tried to convert... I don't really see the point in requesting upgrade to a Signature Card?
There's no HP to submit a PC request for Signature - it would be based on elegibility. Unfortunately, the World card is no longer offered as an option as most mainline Chase CCs will convert to Visa beginning sometime next year.
What's the CL on your partner's Freedom Creditaddict?
$10,500 after we moved the CL over from his Slate and closed it after we move all the balances to Navy on all his credit cards.
He has had the card since 2008 or something and it has a 10.24% rate... it was given to him automatically when he financed his car (couple cars ago!) through them.
That's actually not a bad CL for Freedom, albeit some of it consolidated from the Slate which wasn't going to grow much for y'all. Of course, you know if you request the CLI it's going to be HP. So, this would depend on how much you're looking to transfer and if it's worth it. Yet, the 5/15 timeframe is actually a good term for a 2% BT fee.
we are not going to transfer ANYTHING... I just did a few requests to his new Duck Card to get us through the holidays but everything is with Navy and that is 0% until what Aug./Sept. I forget when they started the 0%.
The next move I would like to see all this debt is on to a consolidation loan or else into my name so that he can get a mortgage 
@Creditaddict wrote:
@FinStar wrote:
@Creditaddict wrote:
@FinStar wrote:
@Creditaddict wrote:
@lg8302ch wrote:Sorry to hear...but I guess kind of no surprise from Chase. Is your card a siggy or did you try to convert. If so is conversion to siggy a HP too ?
It's a Freedom Mastercard and I have not tried to convert... I don't really see the point in requesting upgrade to a Signature Card?
There's no HP to submit a PC request for Signature - it would be based on elegibility. Unfortunately, the World card is no longer offered as an option as most mainline Chase CCs will convert to Visa beginning sometime next year.
What's the CL on your partner's Freedom Creditaddict?
$10,500 after we moved the CL over from his Slate and closed it after we move all the balances to Navy on all his credit cards.
He has had the card since 2008 or something and it has a 10.24% rate... it was given to him automatically when he financed his car (couple cars ago!) through them.
That's actually not a bad CL for Freedom, albeit some of it consolidated from the Slate which wasn't going to grow much for y'all. Of course, you know if you request the CLI it's going to be HP. So, this would depend on how much you're looking to transfer and if it's worth it. Yet, the 5/15 timeframe is actually a good term for a 2% BT fee.
we are not going to transfer ANYTHING... I just did a few requests to his new Duck Card to get us through the holidays but everything is with Navy and that is 0% until what Aug./Sept. I forget when they started the 0%.
The next move I would like to see all this debt is on to a consolidation loan or else into my name so that he can get a mortgage
And you both will live happily ever after? LOL
Sounds like a good plan to get the mortgage process all planned out. I assume you both currently have separate dwellings or do you both live together?
@FinStar wrote:
@Creditaddict wrote:
@FinStar wrote:
@Creditaddict wrote:
@FinStar wrote:
@Creditaddict wrote:
@lg8302ch wrote:Sorry to hear...but I guess kind of no surprise from Chase. Is your card a siggy or did you try to convert. If so is conversion to siggy a HP too ?
It's a Freedom Mastercard and I have not tried to convert... I don't really see the point in requesting upgrade to a Signature Card?
There's no HP to submit a PC request for Signature - it would be based on elegibility. Unfortunately, the World card is no longer offered as an option as most mainline Chase CCs will convert to Visa beginning sometime next year.
What's the CL on your partner's Freedom Creditaddict?
$10,500 after we moved the CL over from his Slate and closed it after we move all the balances to Navy on all his credit cards.
He has had the card since 2008 or something and it has a 10.24% rate... it was given to him automatically when he financed his car (couple cars ago!) through them.
That's actually not a bad CL for Freedom, albeit some of it consolidated from the Slate which wasn't going to grow much for y'all. Of course, you know if you request the CLI it's going to be HP. So, this would depend on how much you're looking to transfer and if it's worth it. Yet, the 5/15 timeframe is actually a good term for a 2% BT fee.
we are not going to transfer ANYTHING... I just did a few requests to his new Duck Card to get us through the holidays but everything is with Navy and that is 0% until what Aug./Sept. I forget when they started the 0%.
The next move I would like to see all this debt is on to a consolidation loan or else into my name so that he can get a mortgage
And you both will live happily ever after? LOL
Sounds like a good plan to get the mortgage process all planned out. I assume you both currently have separate dwellings or do you both live together?
no we live together but I'm a contract worker so my income is not useful for the next 2 years!
so we need to reverse who is carrying the debt!
@Creditaddict wrote:we are not going to transfer ANYTHING... I just did a few requests to his new Duck Card to get us through the holidays but everything is with Navy and that is 0% until what Aug./Sept. I forget when they started the 0%.
The next move I would like to see all this debt is on to a consolidation loan or else into my name so that he can get a mortgage
And you both will live happily ever after? LOL
Sounds like a good plan to get the mortgage process all planned out. I assume you both currently have separate dwellings or do you both live together?
no we live together but I'm a contract worker so my income is not useful for the next 2 years!
so we need to reverse who is carrying the debt!
Oh gotcha. That makes sense. Well, I have no doubt your thinking wheels are already processing the plan in motion! 
And, from your recent posts on the card approval forum, sound like things are moving in the right direction for you.