Chase Pre-Approvals when Opted Out

[SweetCreditObsession]

I've had an account with Chase for almost two years but never received any card pre-approvals.

I thought it was due to my reports being frozen OR my being on the opt-out list. I learned that I was wrong.

I accessed the Chase Credit Journey area yesterday and added a couple of goals [4/30/23 edit: via the Score Planner]. One was to increase my score. The second was to get a new credit card.

Minutes later I logged back into my Chase account and had three pre-approvals showing up.

Just wanted to share this DP.

Have a great day!😃

[drewricomakeubu]

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@SweetCreditObsession wrote:

I've had an account with Chase for almost two years but never received any card pre-approvals.

I thought it was due to my reports being frozen OR my being on the opt-out list. I learned that I was wrong.

I accessed the Chase Credit Journey area yesterday and added a couple of goals. One was to increase my score. The second was to get a new credit card.

Minutes later I logged back into my Chase account and had three pre-approvals showing up.

Just wanted to share this DP.

Have a great day!😃

---

Hmm. Gonna give this a go. Set my goal for new credit card with vantage showing 836, chose 12 months to goal of 841 lol. 

Let's see 

[SweetCreditObsession]

Best wishes!

[drewricomakeubu]

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@SweetCreditObsession wrote:

Best wishes!

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How long did it take to show pre approvals? 

[SweetCreditObsession]

I can't say for sure but it was within an hour or two.

[Traveler101]

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@SweetCreditObsession wrote:

I've had an account with Chase for almost two years but never received any card pre-approvals.

I thought it was due to my reports being frozen OR my being on the opt-out list. I learned that I was wrong.

I accessed the Chase Credit Journey area yesterday and added a couple of goals. One was to increase my score. The second was to get a new credit card.

Minutes later I logged back into my Chase account and had three pre-approvals showing up.

Just wanted to share this DP.

Have a great day!😃

---

Thanks for this info. I cannot find the goals part of credit journey. Perhaps because I have no account there. Instead I looked at credit cards and hit the apply now, then backed out of it. It then asked a bunch of questions as to why I chose not to continue. I picked, I don't think I would be approved. All this chase talk is killing me, lol. I have to wait at least 90 days. Then be 0/6 1/12 3/24. 4/24 is asking for trouble. It's on my radar though.

[drewricomakeubu]

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@SweetCreditObsession wrote:

I can't say for sure but it was within an hour or two.

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No dice for me, unfortunately. I honestly don't know why since my credit is showing so good through Credit Journey. Who knows. I'm not planning on apping for anything anytime soon so I can get SUB on my ink and BCP 

[fury1995]

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@Traveler101 wrote:

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@SweetCreditObsession wrote:

I've had an account with Chase for almost two years but never received any card pre-approvals.

I thought it was due to my reports being frozen OR my being on the opt-out list. I learned that I was wrong.

I accessed the Chase Credit Journey area yesterday and added a couple of goals. One was to increase my score. The second was to get a new credit card.

Minutes later I logged back into my Chase account and had three pre-approvals showing up.

Just wanted to share this DP.

Have a great day!😃

---

Thanks for this info. I cannot find the goals part of credit journey. Perhaps because I have no account there. Instead I looked at credit cards and hit the apply now, then backed out of it. It then asked a bunch of questions as to why I chose not to continue. I picked, I don't think I would be approved. All this chase talk is killing me, lol. I have to wait at least 90 days. Then be 0/6 1/12 3/24. 4/24 is asking for trouble. It's on my radar though.

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You should see it on the main page where it says "Set a Score Goal":

Also, you can go through the "Insights" tab and the select "Score Planner":

[SweetCreditObsession]

I'm sorry, @Traveler101, try the Score Planner on the Chase Credit Journey tool. Best wishes!

[SweetCreditObsession]

@drewricomakeubu, did you try to use the Score Planner on the Chase Creit Journey?