Chase Sapphire Reserve CLI

[Leonardc2]

Just signed in and noticed 3k auto cli on CSR.  Might be because they noticed my FICOs now 834/817/836. Lol

[Appleman]

I have not had any luck with getting a lower APR with Chase. I talked to a CSR and he stated they look at that at least every 6 months.

I have one card with Chase with a high APR and have gotten more recent cards with the lowest rate offered for the card. Why Chase would not match or at least lower my APR on some of these cards is beyond me.

[trachkids]

IME over 11yrs with Chase, auto CLIs are rare to non-existent. I have grown my line to $42k by applying for new cards & combining/consolidating the lines & closing the new cards. Chase's apr's are high, but I am a PIF customer anyway. Good luck!

[UpperNwGuy]

Never carry a balance on a Chase card.  Even their best APRs are uncompetitive.  I would stop asking them for the lower APR.

I also agree with trachkids post above.  If you want to grow your credit limit, apply for additional cards and combine them after a year.

[Anonymous]

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@Leonardc2 wrote:

Just signed in and noticed 3k auto cli on CSR.  Might be because they noticed my FICOs now 834/817/836. Lol

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lol nice-- congrats! 800 club must be naisssss

[Anonymous]

Yeah I plan to not carry a balance and pay in full every month! Hope I can stick by it~

[Anonymous]

That's unfortunate! Chase is playing games. Thanks for your advise!

[Anonymous]

Yeah doesn't seem to make much sense to me. Thanks for your input!

[red259]

I receieved an auto CLI from chase on my freedom card when I started out, but it really only happens if you are using up most of your limit with your credit card each cycle. 

[UpperNwGuy]

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@Anonymous wrote:
That's unfortunate! Chase is playing games. Thanks for your advise!

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What games is Chase playing?