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Chase Soft Pull CLI

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12njoy
Super Contributor

Chase Soft Pull CLI

There's been discussions regarding some people getting soft pull chase cli's.  I called CSP customer service to inquire about a cli request.  I asked if it's a HP or SP.  Of Course she said it's a HP but then said Chase sometimes offers SP cli's on accounts and that she could check my account for such an offer.  Unfortunately, I had no such offer on CSP.  She said it would require an HP which I declined.  Anyone considering a chase cli may want to call and ask if they have a SP cli offer on their account.

(Formerly known as: Credit is my hobby (2M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 1 of 23
22 REPLIES 22
Anonymous
Not applicable

Re: Chase Soft Pull CLI


@12njoy wrote:

There's been discussions regarding some people getting soft pull chase cli's.  I called CSP customer service to inquire about a cli request.  I asked if it's a HP or SP.  Of Course she said it's a HP but then said Chase sometimes offers SP cli's on accounts and that she could check my account for such an offer.  Unfortunately, I had no such offer on CSP.  She said it would require an HP which I declined.  Anyone considering a chase cli may want to call and ask if they have a SP cli offer on their account.


Calling doesn't hurt, but I think Chase is pretty good about proactively notifying customers about those offers.

 

I suppose it's possible that at the time of such a call, an invitation for a SP CLI could be in the post, or stuck in a junk email folder, or otherwise lost.

Message 2 of 23
Anonymous
Not applicable

Re: Chase Soft Pull CLI

I got a soft pull CLI on my CSP a few weeks ago,  but they sent me a snailmail letter offering it to me. It wasn't something I initiated.

Message 3 of 23
CreditScholar
Valued Contributor

Re: Chase Soft Pull CLI


@pdxgigi3 wrote:

I got a soft pull CLI on my CSP a few weeks ago,  but they sent me a snailmail letter offering it to me. It wasn't something I initiated.


Wow they're actually offering it to people now through snail mail? Whenever I got an auto-CLI via SP, I just logged in one day and noticed that my CLs had changed.

 

They never asked me if I wanted it, or even bothered sending any kind of notification.

EX 798, EQ 789, TU 784
American Express Platinum (NPSL) || Bank of America Privileges with Travel Rewards Visa Signature - $23,200 CL
Barclays American Airlines Aviator Red World Elite Mastercard - $20,000 CL || Chase IHG Rewards World Mastercard - $25,000 CL
Chase Sapphire Preferred Visa Signature - $12,700 CL || Chase United MileagePlus Club World Elite MasterCard - $26,500 CL
Citibank Hilton Reserve Visa Signature - $20,000 CL || J.P. Morgan Ritz Carlton Visa Signature - $23,500 CL
Message 4 of 23
PointLager
Established Contributor

Re: Chase Soft Pull CLI

On all of my cards Chase just bumped the limit. There was no offer letter or anything. I just saw it online and confirmed it when received the statement
Message 5 of 23
Anonymous
Not applicable

Re: Chase Soft Pull CLI

Chase may just use the "potential SP CLI" notices when they want an income update.

Message 6 of 23
12njoy
Super Contributor

Re: Chase Soft Pull CLI

congrats to you all.  I'll never see a sp cli.Smiley Embarassed

(Formerly known as: Credit is my hobby (2M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 7 of 23
FinStar
Moderator Emeritus

Re: Chase Soft Pull CLI


@CreditScholar wrote:

@pdxgigi3 wrote:

I got a soft pull CLI on my CSP a few weeks ago,  but they sent me a snailmail letter offering it to me. It wasn't something I initiated.


Wow they're actually offering it to people now through snail mail? Whenever I got an auto-CLI via SP, I just logged in one day and noticed that my CLs had changed.

 

They never asked me if I wanted it, or even bothered sending any kind of notification.


Similarly, I've received auto-CLI's (SP) on some of my older accounts like Freedom (which I've had since 2008) and also CSP last year.  I've also received SP CLI offers via snail mail and e-mail for some of my Chase accounts - almost similar to US Bank's pre-approved CLI offers.

Message 8 of 23
Nova5041
Frequent Contributor

Re: Chase Soft Pull CLI

Well, I hope to get some sp cli love. I read about chase when I got my csp card and pretty much made up my mind that I'm stuck forever with my cl. Just was going to merge cards in a few months. Alittle nervous about doing a hp cli, and get denied or worse a 500 cli. Lol


BK 7 Discharged: 5/30/2018
Fico Scores after Discharge: Experian-552 TransUnion- 490 Equifax- 571
Message 9 of 23
elim
Senior Contributor

Re: Chase Soft Pull CLI

CSP is the only card Chase hasn't auto bumped for me.  Same spend as marriott but nada.  My theory is I used to use it to load Serve and set off a flag or two.   :[

 

I have tried HP CLI only to get double pulled on EX and denied. 

 

 HPEXChase4/13/2015
 HPEXChase4/13/2015

 

grrrrrrrrr

Message 10 of 23
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