Chase and a Free FICO Experian Score ???

[jefftca925]

Everytime I've called Chase CS about one of my CCs and even my checking account they try to sell me some service.  I have to politely decline and terminate the call.  I honestly dread having to call them about anything 'cause I know I'm gonna be solicited for some service that I do not need.  Ugh!!

[Anonymous]

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@jefftca925 wrote:
If you look below the sentence where it shows your FICO range there is some paragraphs that explain why your score is what it is.  I thought it was bs because it didn't make any sense.

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I think that is standard info. It is the same on mine. I don't think it has anything specific to do with mine or yours or any one particular FICO. Will probably read the same for anyone that is able to use this service.

[Anonymous]

Haven't seen that link yet.  Wamu used to give me a free update every month.

[Anonymous]

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@Anonymous wrote:
Haven't seen that link yet.  Wamu used to give me a free update every month.

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I miss that, too.

For those who have the score on their Chase accounts, does it indicate (like Wamu used to) whether it is a (credit card industry enhanced) PFICO? 

[nicemann]

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@Anonymous wrote:

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@Anonymous wrote:
Haven't seen that link yet.  Wamu used to give me a free update every month.

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I miss that, too.

For those who have the score on their Chase accounts, does it indicate (like Wamu used to) whether it is a (credit card industry enhanced) PFICO? 

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Goto https://www.chase.com/psmhelp/index.jsp?pg_name=ccpmapp/shared/help/page/fico_lp_dso_84 that is all it says.

Message Edited by nicemann on 02-12-2010 06:49 AM

[Anonymous]

Thanks, nicemann.

Looks like it's not labeled as anything other than an Experian Fico score.

[Anonymous]

Below is a response to an e-mail I sent to Chase in regards to the FICO score they offer. My particular question was how are they able to provide a true FICO from Experian when they no longer offer this not even from MyFico.com. The red highlight is where they addressed my question.

Date: 02-12-2010 13:28:45 From: Chase Online Subject: Re: Other/Inquiry Not Listed Message:   Dear xxx xxxxxx,

Thank you for contacting the Internet Service Center.

Thank you for inquiring about the ability to view your
credit score online. I'm happy to explain this new feature
to Chase Online.

Starting February 11, 2010, some credit card customers who
log onto Chase Online will see a full-page ad notifying
that you can find out your FICO credit score at no charge.
The FICO score is valuable to you because it's a key
factor in determining the loan rates and credit card terms
that you are offered.

The ad features a "Show me my free credit score from FICO"
button that you click on to see your score.

When you click on the button, you'll be taken to a special
Chase Online page that gives you your credit score (within
a 10 point range) and additional information about how to
improve or maintain your credit score. FICO scores can
range from 300 to 850; they're provided by Experian, a
third-party credit reporting agency.

When you click "Go to My Accounts" on the full-page ad you
will see a banner ad promoting the free FICO score after
subsequent log-ins to Chase Online.

Please note, your FICO score is calculated based on
information from your credit report (e.g. payment history,
length of credit history, new credit, amounts owed), but
the score does NOT reflect your full credit report.

If you have questions about your FICO score, please call
Experian at (888) 397-3742. Also, if you would like to
obtain your Credit Report you can contact any of the three
credit bureaus -- Experian, Equifax (800-685-1111) and
TransUnion (800-888-4213).

I'm not really sure how we were able to offer this but
being a bank I believe since we do work closely with
credit reporting agencies we may have been able to have a
contract with them to offer this to our crdit card
customers. I'm sorry that I cannot answer your question
but enjoy this new wonderful benefit and have a great
weekend Ms. xxxxxx.

If you have any questions or require further assistance,
please e-mail us via the Secure Message Center or contact
our Internet Service Center.

[nicemann]

Humm.....good information.  Thanks RozBuds

[MattH]

Hey thanks for that link, it says "Your credit score from FICO® is greater than 840" for me!

[nicemann]

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@MattH wrote:

Hey thanks for that link, it says "Your credit score from FICO® is greater than 840" for me!

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LOL....too bad that link says the same thing or everyone.