Chase...this has to be wrong, right?

[HeavenOhio]

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@Anonymous wrote:
Not necessarily a fluke.  Those offers generally, while no guarantee, are pretty solid.  Does it list a specific APR and not a range  If so,t hat's a pretty solid preapproval and the banker at a branch would see the same thing, nothing more.

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The banker might see something that's even better than what you see online. In my case, the banker saw an offer that doubled the online sign-up bonus for the FU card.

[Anonymous]

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@HeavenOhio wrote:

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@Anonymous wrote:
Not necessarily a fluke.  Those offers generally, while no guarantee, are pretty solid.  Does it list a specific APR and not a range  If so,t hat's a pretty solid preapproval and the banker at a branch would see the same thing, nothing more.

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The banker might see something that's even better than what you see online. In my case, the banker saw an offer that doubled the online sign-up bonus for the FU card.

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Good point.

[MrDisco99]

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@2GreenThumbs wrote:

Thanks for the quick responses.  I logged back into my Chase account to check for a specific APR, whether it asked for income and mortgage info, etc.  I saw, to my dismay, it was not an actual offer for a CSP for ME, but like AJC, bonus points for referring friends to a card I, myself, do not have.  Excitement short-lived.  Whomp whomp.  

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I've got that same offer on my account.  Makes me jump every time I see it.  Jerks.

[jsk0307]

So chase has two offers that I'm interested in. If I app, is that 2x HP or just a single?

[K-in-Boston]

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@jsk0307 wrote:
So chase has two offers that I'm interested in. If I app, is that 2x HP or just a single?

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It's completely a YMMV situation.  Best case scenario, you end up with a single HP on one credit bureau.  Worst case scenario, you end up with a pair of HPs on two different credit bureaus.  Some people have reported success getting a single pull on one bureau, but they do often pull 2 reports for an app and that could be doubled if applying for two products.  So the best I can say is that you'd get 1-4 HPs for two apps.

[MrDisco99]

First time I apped with Chase I got two cards for the one pull. They did EQ and EX though so it was 2 for 2.

[AverageJoesCredit]

One thing i like though is at least on mobile now i can at least see if i have offers My current offer is to politely hit the exit but hey if you have any friends with some money we'd surely appreciate their business

Will be on Chasing with the Stars next week

[Anonymous]

Every time I open chase I click/tap on "offers" and every time all I get is the sound of a trumpet in my head playing "wah wah waaaaahhhhhh". Perfectly happy with the CSP they gave me but can't help feeling that will be my once in a lifetime bone tossed to me by chase, my entire credit having life I've never gotten anything else from them but no. One day I hope to get the CL up to 10k so I can pc to reserve...but we all have foolish dreams right?

[jsk0307]

So I I applied and was approved for the CSP with a good SL. The downside is that my TU is showing 2x HP for this request. I'm hoping it's a mistake but I was surprised.

[Anonymous]

Chase double pulled me for my CSP last month, TU & I think EX. What was your SL? I got $5k and have read that chase will double pull when an app is considered borderline and they want a wider angle of your profile but I'm not positive that's fact or only speculation though with my history and limit I'm inclined to believe it.