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Chase...this has to be wrong, right?

tag
red259
Super Contributor

Re: Chase...this has to be wrong, right?

Wish they would update my account to the new system so i can see potential offers like this. 

;
Starting Score: EQ: 714, TU 684
Current Score: EQ: 725 7/30/13, TU 684 6/2013, Exp 828 5/2018, Last App 8/5/17
Goal Score: 800 (Achieved!) In garden until Sepetember 2019
Message 21 of 27
jsk0307
New Contributor

Re: Chase...this has to be wrong, right?

Yeah, I would probably be borderline. My scores are in the low 700s and I have two 30 day late pays on my CR.

Starting Score: 566
Current Score: 707
Goal Score: 750


Take the myFICO Fitness Challenge
Message 22 of 27
Anonymous
Not applicable

Re: Chase...this has to be wrong, right?

My buddy is in a similar boat to you OP and he got that offer yesterday.. applied for CSP and instant approval!
Message 23 of 27
EAJuggalo
Established Contributor

Re: Chase...this has to be wrong, right?

I received a CSP through Chase Offers in April.  My scores were in around 670 with a perfect payment history but little of it.  AAoA was only about 6 months with an AoOA of 15 months.  Also 10/24 although really 10/15.

EX700 TU 704 EQ 694 4/03/22
Cap1 QS-$4,500 Chase Freedom Flex- $800 Chase Freedom Unlimited- $1,000 Victoria's Secret- $1,200 Citi DC- $800 Amazon Store Card- $3,500 AMEX Hilton Honors-$1,000 Discover It-$1,000 Wal-Mart MC $290 Chase Sapphire Preferred-$5,000 NFCU Flagship $13,800 AMEX BCE-$1,000 AMEX Gold-$5,000 AMEX Delta Blue $1,000 Lowe's $5,000 Navy Platinum $17,000 AMEX BBP $2,000
Message 24 of 27
2GreenThumbs
Frequent Contributor

Re: Chase...this has to be wrong, right?

Okay...here is an update on my situation.  Went to my branch today to ask about this "offer".  Banker was very nice and has helped me open accounts in the past.  She suggested Freedom Unlimited because there is a current bonus offer.  I explained my situation regarding 8/24, and some new accounts with other banks.  Talked about how I wanted to expand my relationship with Chase, blah, blah, blah.  

 

I end up apping for Freedom Unlimited instead of CSP.  Kicking myself because I got 7-10 day message.  Whomp-whomp.  

 

I was annoyed with myself but figured I'll get an HP from Chase anyway so I apped CSP when I got home.  Interestingly enough, when I went to the online app for CSP, the green banner across the top said, "Your offer".  30-day message.  We shall see.  I won't be surprised if nothing comes from this, but will be pleasantly surprised if something does.  


Message 25 of 27
MrDisco99
Valued Contributor

Re: Chase...this has to be wrong, right?

From what I've seen, the 5/24 rule is a pretty solid line in the sand for Chase.  Sorry about the hard pull.

 

Message 26 of 27
Sanjo812
Contributor

Re: Chase...this has to be wrong, right?

I noticed the offer to "Earn up to 50,000 bonus points per year" for the CSP when you refer friends even though I don't have a CSP. I guess it works out the same as the referral bonus for the Freedom card. We shall see if a CSP offer ever emerges in my online account. 

Eight Twelve Consulting
Message 27 of 27
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