Citi DC APR dropping?

[M_Smart007]

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@dragontears wrote:

Are these changes due to the change in the prime rate? Or are they actually changing the margin on your account? 

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Change in prime rate .. plus I requested a lower APR via chat. The request dropped it to 15.24%

and the rate drop cut it to 14.24% .. as said upthread, would not carry a balance at those rates.

I have a few new cards at 0% , plus lenders like Chase, BBVA and HSBC are sending 0% APR checks.

[kerplunk]

I'm at 13.49% right now with Citi Double Cash. $22,000 CL. Their site says the range is currently 13.99% - 23.99%.

[pinkandgrey]

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@kerplunk wrote:

I'm at 13.49% right now with Citi Double Cash. $22,000 CL. Their site says the range is currently 13.99% - 23.99%.

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Yeah that's where mine is. The APR, that is, not the CL lol 

[M_Smart007]

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@pinkandgrey wrote:

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@pinkandgrey wrote:

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I'll take some of your limit if that works for you. 

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You may want to borrow some of @credit_is_crack 's limit (check the Citi DC card in His siggy)

https://ficoforums.myfico.com/t5/Credit-Card-Approvals/UPDATE-Citi-CLI-Glitch-20-000-SP-CLI/m-p/5596...

[SFLSpotter9210]

I'd like to borrow 10k please 😝 

[Anonymous]

Most of this is due to prime going close to 0. I posted on this a couple of weeks ago. 

https://ficoforums.myfico.com/t5/Credit-Cards/Your-CC-Rates-To-Drop-a-Full-Point/td-p/5952271

[PDXoriginal]

Apr on my Rewards+ is down to 9.49%