Citi DC PC'd to 2nd Custom Cash

M_Smart007 · ‎02-17-2023

A while back I PC'd a Citi Double Cash (through a few hoops) to a Custom Cash.

I have tons of 2% cards.

Decided I wanted a 2nd Duct tape/Custom Cash 5% card.

Called in, process took about 5 minutes. (no hoops to jump through this time)

2nd Custom Cash showing up already.

Card will never see the $50K+ yearly spend now ..as a Custom Cash.

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Gmood1 · ‎02-17-2023

I need to do this with one of my Rewards + cards. I just picked up a Custom Cash last week.

Wish I could combine some of these Citi CCs. I need to do something with a Citi Mastercard as well.

CreditAggie · ‎02-18-2023

Thank you for sharing! It looks like Citi has fully integrated the Custom Cash into their product change system.

Current Cards (in order of approval):

Current FICO 8 | 9 (August 2024):

Credit Age:

Inquiries (6/12/24):

Banks & CUs:

Remedios · ‎02-18-2023

This is the fate that awaits my newly approved Premier.

JNA1 · ‎02-19-2023

Do you know if they'll approve a 2nd Custom Cash if you already have one, or would you have to get approved for another card then PC it?

Our credit card journey started 3/2018

Hover over cards to see limits and usage. Total CL - $608,600. Cash Back and SUBs earned as of 5/31/24- $21,590.43
CU Memberships

Goal Cards:

UncleB · ‎02-19-2023

@Remedios wrote:
This is the fate that awaits my newly approved Premier.

Newly approved Premier?

Ironically, I'm getting hammered with email and snail mail solicitations to PC my Rewards+ back to a Premier (the account was opened as a Premier).

They're offering to waive the AF the first year, but of course no bonus. Obviously I'm gonna pass on that offer.

UncleB · ‎02-19-2023

@M_Smart007 wrote:
A while back I PC'd a Citi Double Cash (through a few hoops) to a Custom Cash.

I have tons of 2% cards.

Decided I wanted a 2nd Duct tape/Custom Cash 5% card.
Called in, process took about 5 minutes. (no hoops to jump through this time)

2nd Custom Cash showing up already.
Card will never see the $50K+ yearly spend now ..as a Custom Cash.

(Click image to enlarge)(Click image to enlarge)(Click image to enlarge)(Click image to enlarge)

Great data points, @M_Smart007! It's good to know that jumping through hoops is no longer required!

Gmood1 · ‎02-19-2023

I just closed one of my Rewards + CCs about 3 mins ago. I wasn't using it anyway.

Received an email about 15 minutes ago, stating I need to use it by April. Nah... y'all can close it. 🤣

I needed to open up some CL room for a different Citi CC for future apps.

Just added three new cards in the the last couple of weeks from Chase, US Bank and Citi.

Culling and replacing a little at a time.

M_Smart007 · ‎02-19-2023

@JNA1 wrote:
Do you know if they'll approve a 2nd Custom Cash if you already have one, or would you have to get approved for another card then PC it?

Hi @JNA1 , I believe you can apply for a second Custom Cash CC,

however you might want to apply for another card and receive a SUB, then PC it?

There could be a 6 month period in which you would have to wait on doing a PC from a new CC.

Just throwing out some thoughts. Others may give some insight on this.

CreditCuriosity · ‎02-19-2023

@Gmood1 wrote:
I just closed one of my Rewards + CCs about 3 mins ago. I wasn't using it anyway.
Received an email about 15 minutes ago, stating I need to use it by April. Nah... y'all can close it. 🤣

I needed to open up some CL room for a different Citi CC for future apps.
Just added three new cards in the the last couple of weeks from Chase, US Bank and Citi.
Culling and replacing a little at a time.

Need an upgraded signature from you @Gmood1 as doubt it doesnt really look anything like it currently does and likely some additions.