Citi DoubleCash denied

[Anonymous]

I applied on 9/2, and I got the letter today. The only declined me for too many inquires. I've never dealt with Citi. Should I try to recon to even try and get a toy limit or do I not stand a chance? How is citi recon? I have 20+ inquires on each report.

[jsucool76]

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@Anonymous wrote:
I applied on 9/2, and I got the letter today. The only declined me for too many inquires. I've never dealt with Citi. Should I try to recon to even try and get a toy limit or do I not stand a chance? How is citi recon? I have 20+ inquires on each report.

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With that many inquiries, I think it's time to garden. 

[Creditaddict]

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@Anonymous wrote:
I applied on 9/2, and I got the letter today. The only declined me for too many inquires. I've never dealt with Citi. Should I try to recon to even try and get a toy limit or do I not stand a chance? How is citi recon? I have 20+ inquires on each report.

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Not a chance!

[Anonymous]

Dont they fall off in 2 years ?

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@jsucool76 wrote:

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@Anonymous wrote:
I applied on 9/2, and I got the letter today. The only declined me for too many inquires. I've never dealt with Citi. Should I try to recon to even try and get a toy limit or do I not stand a chance? How is citi recon? I have 20+ inquires on each report.

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With that many inquiries, I think it's time to garden. 

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[Anonymous]

I did start gardening as of the 3rd. On the 2nd I apped for CSP and Slate, both approved. Fidelity AMEX and BOfA 123 are pending. Citi DoubleCash denied.

[jsucool76]

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@jsucool76 wrote:

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@Anonymous wrote:
I applied on 9/2, and I got the letter today. The only declined me for too many inquires. I've never dealt with Citi. Should I try to recon to even try and get a toy limit or do I not stand a chance? How is citi recon? I have 20+ inquires on each report.

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With that many inquiries, I think it's time to garden. 

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@ sapingo wrote:

Dont they fall off in 2 years ?

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Yes, they stop affecting the score after 1 year, and fall off entirely after 2 years. 

[B335is]

How old are the inquiries? Citi doesn't like more than 6 in the last 6 months and they probably wont overturn the denial if that's the case.

[twist7d7]

if you have the time recon recon recon!!!! you've already taken the HP so why not?

[FinStar]

I doubt such endeavor would be successful.  If the OP can justify the need for the Double Cash card and is confident of his/her chances, the decision is ultimately his/hers.

[twist7d7]

Chances are >0 and there is no real downside so why not?