Citi thank you preferred or premier

[TheFlores]

I think i would like to apply but which one would be better long term

[mongstradamus]

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@TheFlores wrote:

I think i would like to apply but which one would be better long term

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If it were me apping i would ask my self am i planning on traveling if the answer is yes then would app for premeir since you can use those to transfer to 8 travel partners and get up to 1.6 cents per point with AA  or w/e. 

[Anonymous]

Isn't 1.6 just Prestige ?

[mongstradamus]

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@Anonymous wrote:

Isn't 1.6 just Prestige ?

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ooops you could be right . 

[Skye12329]

Personally it depends on what you spend, like if its a lot of dining, entertainment, and travel the premier might be better since it gives 3x on dining and entertainment vs 2x. Premier does have the AF but its also a VS. Prefferred though would be the way to go if you wanted to finance a purchase or do a BT since it has the 0% interest for 12 mos and has a 0% BT transfer intro. Otherwise the besides the signing up bonuses and the other things listed theres nothing really different. 

[Anonymous]

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@Skye12329 wrote:

Personally it depends on what you spend, like if its a lot of dining, entertainment, and travel the premier might be better since it gives 3x on dining and entertainment vs 2x. Premier does have the AF but its also a VS. Prefferred though would be the way to go if you wanted to finance a purchase or do a BT since it has the 0% interest for 12 mos and has a 0% BT transfer intro. Otherwise the besides the signing up bonuses and the other things listed theres nothing really different. 

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The Preferred is also a VS or WMC, no?  And in any case, wouldn't be worth paying $126 AF just for that!

But the transfer really makes the difference now, lile the difference between the CS and CSP for example.

[Closingracer99]

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@Anonymous wrote:

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@Skye12329 wrote:

Personally it depends on what you spend, like if its a lot of dining, entertainment, and travel the premier might be better since it gives 3x on dining and entertainment vs 2x. Premier does have the AF but its also a VS. Prefferred though would be the way to go if you wanted to finance a purchase or do a BT since it has the 0% interest for 12 mos and has a 0% BT transfer intro. Otherwise the besides the signing up bonuses and the other things listed theres nothing really different. 

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The Preferred is also a VS or WMC, no?  And in any case, wouldn't be worth paying $126 AF just for that!

But the transfer really makes the difference now, lile the difference between the CS and CSP for example.

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The Preferred isn't a VS or WMC Min ... I have a regular TYP Visa which i will be asking to be converted to a WMC next year 

[Anonymous]

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@Closingracer99 wrote:

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@Anonymous wrote:

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@Skye12329 wrote:

Personally it depends on what you spend, like if its a lot of dining, entertainment, and travel the premier might be better since it gives 3x on dining and entertainment vs 2x. Premier does have the AF but its also a VS. Prefferred though would be the way to go if you wanted to finance a purchase or do a BT since it has the 0% interest for 12 mos and has a 0% BT transfer intro. Otherwise the besides the signing up bonuses and the other things listed theres nothing really different. 

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The Preferred is also a VS or WMC, no?  And in any case, wouldn't be worth paying $126 AF just for that!

But the transfer really makes the difference now, lile the difference between the CS and CSP for example.

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The Preferred isn't a VS or WMC Min ... I have a regular TYP Visa which i will be asking to be converted to a WMC next year 

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Do you have a Thank You Visa or a Thank You Preferred Visa?   I believed all Preferred were VS or WMC.  But maybe that stopped when they eneded the plain Thank You.

[Closingracer99]

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@Anonymous wrote:

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@Closingracer99 wrote:

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@Anonymous wrote:

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@Skye12329 wrote:

Personally it depends on what you spend, like if its a lot of dining, entertainment, and travel the premier might be better since it gives 3x on dining and entertainment vs 2x. Premier does have the AF but its also a VS. Prefferred though would be the way to go if you wanted to finance a purchase or do a BT since it has the 0% interest for 12 mos and has a 0% BT transfer intro. Otherwise the besides the signing up bonuses and the other things listed theres nothing really different. 

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The Preferred is also a VS or WMC, no?  And in any case, wouldn't be worth paying $126 AF just for that!

But the transfer really makes the difference now, lile the difference between the CS and CSP for example.

---

The Preferred isn't a VS or WMC Min ... I have a regular TYP Visa which i will be asking to be converted to a WMC next year 

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Do you have a Thank You Visa or a Thank You Preferred Visa?   I believed all Preferred were VS or WMC.  But maybe that stopped when they eneded the plain Thank You.

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I have a Thank you preferred Visa no VS or WMC 

[Anonymous]

Yep, I see on the site it now shows a non-sig Visa.  But it has conceirge service...