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Citicards Luv Button requests

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jefftca925
Established Contributor

Citicards Luv Button requests

Hello All,

I just checked my Plat Select MC and AAdvantage Amex accounts online and for the hell of it clicked the "Request Credit Increase" link on the drop down menu.  The MC account had the form a few days ago and now it says to call in to a CSR for processing.  The Amex has the form but says I am "pre-approved" for a $1200 increase.  Can I...

 

1) get increases on both cards?

2) get increases without HPs?

 

The Amex doesn't report the CL so I'd probably want it on the MC if I can only get a CLI on one.  I'm also thinking of PC'ing the MC to a Thank You card in June.  Anyone have suggestions?

CCs: Chase Freedom VS 12.9k, CSP VISA Sg 13k, BofA Amex 24.5k, Discover 12.5k, US Bank Cash+ Visa Sg 17k, Macy's Amex 8k/1.5k, Gap Visa 10k, Best Buy 11.1k, Citi TY MC 10.8k, Citi AA Amex 6k, Nordstrom VS 10k, Costco Amex 12k, BofA CR VS 5k, Amex BCP 13.5k, Amex ED 5k, Sears MC 9k, HD 7k, Target 600, Amazon 7k, US Bank MC 15k, US Airways MC 8k, NFL Visa 4k, Patelco Visa 10k, Penfed PR VS 44.6k, Chase Hyatt VS 8k, Citi Simplicity 13.3k, PayPal MC 7.5k, BBVA Visa 4k, WF VS 14k, FNBO Amex 14.1k, OCCU VISA 15k, TR Visa Sg 16.3k, C1 QS Visa 11k, FRN MC 15k, HSN 4k, Saks WEMC 10k/4k, Chase Ink 18k, Arrival WEMC 10k, Ebates VS 8k, Orbitz VS 12k, NASA V 30k, USBk FP VS 21.5k, DC 30k, VirgAm 15k, Sams MC 15k, Amex Bz Gold, Amex SC 10k, BofW Bz MC 18k
Message 1 of 18
17 REPLIES 17
andre181
Established Contributor

Re: Citicards Luv Button requests

I've never heard of the preapproved thing you've got on the amex so I will let someone else comment on that. You might want to call and ask a representative. Citi reps can tell you if it will be a hard or soft pull before you put in the request, and they are usually right IME. If they say anything about checking your credit, its probably a hard pull.

 

But if the MC says to call, you are eligible for a CLI with a soft pull on the MC.

Discover IT $35K | FNBO Visa $30K | Cash+ Visa Sig $19.5K | Southwest Premier $16K | Priceline $15K | Citi Forward $14.3K | US Bank Plat $14K | Commerce Bank $13K | CSP $13K | CSR $10K | Sallie Mae World MC $10K | Lowe’s Consumer 10K | BoA Cash Rewards 1-2-3 Sig $7.5K | Fidelity Visa $7K | Citi Double Cash $6.5K | WF Cash Back Visa $5.4K | Capital One Cash Rewards $5K | AMEX BCE $3.9K | Freedom $2.5K | Younkers/Comenity $2.4K | Kohl’s 1.5K | Target $1.4K | EX FICO (from AMEX): 768, TU FICO (from Discover): 797, AAoA: 4.4 years
Message 2 of 18
laz98
Senior Contributor

Re: Citicards Luv Button requests

we just did a CLI request from citi online.  its was a hard pull.

Message 3 of 18
Anonymous
Not applicable

Re: Citicards Luv Button requests

I haven't got any CLI'c for a while now!

Message 4 of 18
andre181
Established Contributor

Re: Citicards Luv Button requests

 


@laz98 wrote:

we just did a CLI request from citi online.  its was a hard pull.


Its usually only a hard pull if you get the form to fill out. Did you get the form?

 

Discover IT $35K | FNBO Visa $30K | Cash+ Visa Sig $19.5K | Southwest Premier $16K | Priceline $15K | Citi Forward $14.3K | US Bank Plat $14K | Commerce Bank $13K | CSP $13K | CSR $10K | Sallie Mae World MC $10K | Lowe’s Consumer 10K | BoA Cash Rewards 1-2-3 Sig $7.5K | Fidelity Visa $7K | Citi Double Cash $6.5K | WF Cash Back Visa $5.4K | Capital One Cash Rewards $5K | AMEX BCE $3.9K | Freedom $2.5K | Younkers/Comenity $2.4K | Kohl’s 1.5K | Target $1.4K | EX FICO (from AMEX): 768, TU FICO (from Discover): 797, AAoA: 4.4 years
Message 5 of 18
laz98
Senior Contributor

Re: Citicards Luv Button requests

nope.

Message 6 of 18
jefftca925
Established Contributor

Re: Citicards Luv Button requests

I called this morning on the MC account to check about PC'ing it to the Thank You card.  The CSR said they will be changing the Plat Select cards to TY cards beginning this month.  I should receive the new card by the end of May.  Then I asked about a CLI as it told me to call in.  They asked for income and said that I was preapproved for $1200 increase.  I said ok.  Then checked on the Amex...and lovely AT&T wireless disconnected the call.  Grrrr.  Called the AA Amex CS line and spoke to a very nice rep.  Told him that I was online last night and it said that I had a preapproved CLI of 1200 on my Amex account.  He said he didn't see anything but could check on it.  He sent my income in and nothing came back.  He asked if I wanted to proceed.  I said "no", that I'll just check back again later.  It wasn't that important but more curiosity.  This card does not report a limit so it's kind of a muted point.

 

Hope this info helps anyone who might be experiencing the same thing or at least curious Smiley Wink

 

 

CCs: Chase Freedom VS 12.9k, CSP VISA Sg 13k, BofA Amex 24.5k, Discover 12.5k, US Bank Cash+ Visa Sg 17k, Macy's Amex 8k/1.5k, Gap Visa 10k, Best Buy 11.1k, Citi TY MC 10.8k, Citi AA Amex 6k, Nordstrom VS 10k, Costco Amex 12k, BofA CR VS 5k, Amex BCP 13.5k, Amex ED 5k, Sears MC 9k, HD 7k, Target 600, Amazon 7k, US Bank MC 15k, US Airways MC 8k, NFL Visa 4k, Patelco Visa 10k, Penfed PR VS 44.6k, Chase Hyatt VS 8k, Citi Simplicity 13.3k, PayPal MC 7.5k, BBVA Visa 4k, WF VS 14k, FNBO Amex 14.1k, OCCU VISA 15k, TR Visa Sg 16.3k, C1 QS Visa 11k, FRN MC 15k, HSN 4k, Saks WEMC 10k/4k, Chase Ink 18k, Arrival WEMC 10k, Ebates VS 8k, Orbitz VS 12k, NASA V 30k, USBk FP VS 21.5k, DC 30k, VirgAm 15k, Sams MC 15k, Amex Bz Gold, Amex SC 10k, BofW Bz MC 18k
Message 7 of 18
laz98
Senior Contributor

Re: Citicards Luv Button requests

 


@jefftca925 wrote:

I called this morning on the MC account to check about PC'ing it to the Thank You card.  The CSR said they will be changing the Plat Select cards to TY cards beginning this month.  I should receive the new card by the end of May.


aww, really?  i wonder if that is better than the citicash program on the platinum select.  not that we really use it for rewards, but it'd be nice to know if the program is any good.  another darn new card......

 

Message 8 of 18
tray
Valued Contributor

Re: Citicards Luv Button requests


@jefftca925 wrote:

I called this morning on the MC account to check about PC'ing it to the Thank You card.  The CSR said they will be changing the Plat Select cards to TY cards beginning this month.  I should receive the new card by the end of May.  Then I asked about a CLI as it told me to call in.  They asked for income and said that I was preapproved for $1200 increase.  I said ok.  Then checked on the Amex...and lovely AT&T wireless disconnected the call.  Grrrr.  Called the AA Amex CS line and spoke to a very nice rep.  Told him that I was online last night and it said that I had a preapproved CLI of 1200 on my Amex account.  He said he didn't see anything but could check on it.  He sent my income in and nothing came back.  He asked if I wanted to proceed.  I said "no", that I'll just check back again later.  It wasn't that important but more curiosity.  This card does not report a limit so it's kind of a muted point.

 

Hope this info helps anyone who might be experiencing the same thing or at least curious Smiley Wink

 

 


Thanks for the heads up, I would like to know though when Citi was going to announce this information to Platinium Select Cardholders, I also heard and I do not know if this is true or not that Citi will now be reporting credit limits on all World Cards??


Starting Score: EQ 546 TU 566
Current Score: EQ 693TU 08 729 EX 08 738Need to Garden/New Accounts
Goal Score: 800
Message 9 of 18
Anonymous
Not applicable

Re: Citicards Luv Button requests

Yes Andre, always get the form, ALWAYS.

Message 10 of 18
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