Closed out AMEX Green Card!!

[Anonymous]

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@SunriseEarth wrote:

If you found better products, then congrats.   Everyone's credit journey is unique.  Personally, I've had great experiences with AMEX, but not people do.  

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I've never once had a bad experience with Amex CSR's, but that's just me.

[Anonymous]

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@corymcd88 wrote:

It feels so good to close out AMEX! Poor CSR's high fees and high APR much better to get cards from bank that have low APR's like PenFed or a other CU.

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Congrats cory. I have to agree with you. Those bankers live in million dollar homes, and we don't! LMAO 

[Jlu]

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@Anonymous wrote:

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@corymcd88 wrote:

It feels so good to close out AMEX! Poor CSR's high fees and high APR much better to get cards from bank that have low APR's like PenFed or a other CU.

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Congrats cory. I have to agree with you. Those bankers live in million dollar homes, and we don't! LMAO 

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We don't?

[Anonymous]

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@Jlu wrote:

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@Anonymous wrote:

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@corymcd88 wrote:

It feels so good to close out AMEX! Poor CSR's high fees and high APR much better to get cards from bank that have low APR's like PenFed or a other CU.

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Congrats cory. I have to agree with you. Those bankers live in million dollar homes, and we don't! LMAO 

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We don't?

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lol...Most of us don't. Banks are are like casinos the house always wins.

[Jlu]

If you stick around you'll learn how to count cards like some of us

[Anonymous]

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@corymcd88 wrote:

It feels so good to close out AMEX! Poor CSR's high fees and high APR much better to get cards from bank that have low APR's like PenFed or a other CU.

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Just because your history and scores can't justify a decent APR/CL with a premire card company is no reason to blame AMEX.  Perhaps you should look in the mirror?

[Luscher]

To get the palladium card you only need 250k in a private chase account.

[Anonymous]

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@Anonymous wrote:

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@corymcd88 wrote:

It feels so good to close out AMEX! Poor CSR's high fees and high APR much better to get cards from bank that have low APR's like PenFed or a other CU.

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Just because your history and scores can't justify a decent APR/CL with a premire card company is no reason to blame AMEX.  Perhaps you should look in the mirror?

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Why so harsh?  Amex DOES generally have higher APRs than many CUs (as do most banks).  Maybe OPs experience with the CSRs has been bad, I've had my share.  CL wasn't mentioned, and yes, many Amex cards have high fees (which may or may not be worth it).  Penfed cards are usually harder to get than Amex, and OP has two of those.

[Luscher]

Any interest rate is too high in my book, but I don't app for cards based on interest rates( PIF!), I app based on needs/wants

[weehoo]

The overseas call centers for Amex are annoying! Thats my only gripe