Closing cards

[Anonymous]

Are the cards over 12 months old? If not, I'd let them continue to age. If they are, and you don't use them, close them. 

[kdm31091]

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@Anonymous wrote:

Are the cards over 12 months old? If not, I'd let them continue to age. If they are, and you don't use them, close them. 

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But they age regardless of being open or closed. Closing has no impact on this/AAOA.

If you are saying to let them age being open purely so it doesn't appear someone is churning new accounts, then I see your point.

[TURNERHOOVER]

If you don't mind your util dropping then close them both. 

[Anonymous]

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@kdm31091 wrote:

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@Anonymous wrote:

Are the cards over 12 months old? If not, I'd let them continue to age. If they are, and you don't use them, close them. 

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But they age regardless of being open or closed. Closing has no impact on this/AAOA.

If you are saying to let them age being open purely so it doesn't appear someone is churning new accounts, then I see your point.

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I was saying to let them age so that it doesn't look like churning. The AAoA issue doesn't matter to me, because they'll continue to age for 10 years. 

[Basspro2]

Hi guys, Thanks for all the response's. The problem I'm have is having to keep something I have no use for. I have applied and recieved much better cards on my journey. I'm old and probably won't be here in 10 years HAHAHA . I recieved increase's lately that make up for the loss. The interest rate on that card was rediculous and they would never budge, Not that I really cared because I always PIA. I did run alot of money thru it for awhile. But what if I couldn't for some reason.? 21.74 % is crazy on a NFL card  I had no use for except to repair my credit.

[Anonymous]

What team is your NFL card? If it's anybody in the AFC, dump that thing!  

[Basspro2]

I'm from Mass.....Who do you think? It's gone just got off the phone and turned around called Wally World and got a CLI to make up for it. No Loss as far as I see.