Combining CL with two chase cards. Best route?

[cottoncrown]

A couple months ago I applied for the chase amtrak card just so that I could have a no fee mastercard as a back up when amex or discover aren't accepted. I got approved for 4500 CL. I barely use it and kind of regret app for it. So a few days ago I got a pre approval for chase freedom, applied and got a 1k limit. I called for a credit limit increase (two times) and each time I call a friendly well spoken CSR talks to me, then they transfer me to a noisy call center to a person that I can't understand to help me. One guy couldn't say amtrak. It's really frustrating. At this point I would like to move the CL from amtrak to the freedom and close the amtrak card. What is the best way to go about this. I not trying to be a jerk but I literally can't communicate with the people they are transferring me to. Any advice?

[enharu]

You can just call back door, regular customer service number or EO. Anyone can help you consolidate CL.

[Omnipotent]

Wait, have you used the Amtrak points?

[Anonymous]

Call the Chase EO and shift the credit limit from your Amtrak to Freedom. I would keep the Amtrak open though.

[cottoncrown]

No I haven't used the points yet. Why do you suggest to keep I open?

[Anonymous]

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@cottoncrown wrote:
No I haven't used the points yet. Why do you suggest to keep I open?

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Because it looks bad when you close an account shortly after opening. It's a no AF card right? So why not just keep it open, use the benefits, get the sign-up bonus, and let the account age? If you apply for another Chase card in the future you can offer to close the Amtrak card in exchange for getting a new card if you're not instantly approved.

[bichonmom]

Chase Freedom has US based customer service. One of the benefits. Try calling 800/935-9935. That's chase freedom cs. I think there is a number printed on the back do the card as well.

[heehawheehaw]

I recently apped and got approved for a CSP, but had to move some credit around to do so.  I couldn't completely close and move the CL from my Zappos card, so they left $500, since the lowest CL for any Chase card is $500.  You can move $4000 to the Freedom, leave the rest on the Amtrak, and let it sit for awhile...

[takeshi74]

Don't have the Amtrak card but I've used secure messages to reallocate my Chase card limits.