Comenity Closed My Accounts

[Meanmchine]

@frogman1  "The real,question if you have 720'scores and have approved by a major bank like Chase why are you messing with comenity Visa cards."

I for one would like their WilliamsSonoma visa card as Ive always enjoyed cooking.

I would also go for the TRV as I am a frequent visitor to Vegas.

[peghede]

Gotta say it again and again, ..don't mix cards , if u have comenity store cards stay only with store cards don't add visa /mc, also when they say to many inq they go of your eq report (so keep inq low on that one)

also will help you if u have balances on charge cards( they  make money that way on high  interest) unlike u have cards and pif they dont make profit.

The urge for vs/mc is tempting but not worth.(STAY AWAY FROM COMENITY OR SYNCHRONY R.I.P  VS/MC)

Same thing with Synchrony R.I.P don't mix cards  ,like start with charge cards and then add visa/mc .they love ppl with huge balances on their cards (they make allot of profit on high apr unless you have promo purchase and u pay it before expires),  they even give auto cli on cards almost maxed up, but they take u cards back once u go the easy way to call credit solutions and try / get cli and ask for huge amounts and doing it allot( they keep log on those calls) also keep exposure under 60k with Synchrony R.I.P. over that is lexus nexus party time.

[Creditaddict]

That statement is so sweepingly untrue!!!
I have had 15+ Sync cards, called CS all the time, hit 100k ceiling, reapplied for visa/my when score was better, closed store cards... the list goes on.
Does your statement happen to some, yes. Is it some solid bank policy... 1000% NO

[peghede]

@ Creditaddict .On the nfcu long thread you right on the money. on this one you wrong.

3000% TRUE.

Synchrony R.I.P store cards over 15 some 5 yrs old, once hit exposure @ 90k added visa / mc (2 combined @ 3k )lexus nexus came down.so don't know from what past u talk about what im saying happened last year.

 You also stated you closed store cards then went for visa/mc (i didnt) i keept store cards and added majors.

Also: when i see ppl here encourage other to go call credit solutions and ask for high limits  it's dumb.they dont tell same ppl the risk they take when they do that  from lexus nexus.

[Creditaddict]

I'm not wrong because I'm sharing my experience and it didn't happen, just like you are sharing your experience that it did happen. Sorry it happened to you but your not going to come on this board and fear monger that it's going to always happen if you do what you did... that is wrong wrong wrong

[peghede]

ok m8 so we both right then.it can go both ways with them.

im not coming here to put fear..im trying to help ppl so they dont have problem i had!

ppl unaffected will agree with you .ppl did get affected will agree with me.

[Anonymous]

Wowser m8 you sound like a great politician! Good job my friend