Comenity Questions

[MrTom]

I recently was just approved for a Cominty CR Visa card.  I know Cominity is a little old school with some things, but I'm wondering if:

1. Anyone knows how quick they are at mailing out cards for new accounts?
2. I received a temperary card number.  I can't register right now for online access.  Do I need to wait until I recieve my card to do this?

[bigseegar]

Of the three Comenity cards I have it took about a week to receive them. I honestly don't remember about online access setup BUT they recently Revamped their www sites and it's been a cluster. There's a thread on here about it. 

[Hoben02]

Really, cominity is old fashioned. This was the first ever card issuer that I received the actual card after being approved becuz I ended up getting mine in a Vegas casino cashier cage

[rchvmz]

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@MrTom wrote:

I recently was just approved for a Cominty CR Visa card.  I know Cominity is a little old school with some things, but I'm wondering if:

1. Anyone knows how quick they are at mailing out cards for new accounts?
2. I received a temperary card number.  I can't register right now for online access.  Do I need to wait until I recieve my card to do this?

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Did you get this by applying or was it a Shopping cart approval?

[MrTom]

I applied for this card.  This was my 2nd time applying.  I was declined the first time because my Experian report was frozen, thinking they were only going to use Equifax I only unfroze that.  I was more prepared the 2nd time around and found out they only SP Experian.

[rchvmz]

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@MrTom wrote:

I applied for this card.  This was my 2nd time applying.  I was declined the first time because my Experian report was frozen, thinking they were only going to use Equifax I only unfroze that.  I was more prepared the 2nd time around and found out they only SP Experian.

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A soft pull on a direct application?..... That's gotta be a first. I've never heard of a direct application being a soft pull.... The shopping cart trick is almost every time... 

[MrTom]

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@rchvmz wrote:

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@MrTom wrote:

I applied for this card.  This was my 2nd time applying.  I was declined the first time because my Experian report was frozen, thinking they were only going to use Equifax I only unfroze that.  I was more prepared the 2nd time around and found out they only SP Experian.

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A soft pull on a direct application?..... That's gotta be a first. I've never heard of a direct application being a soft pull.... The shopping cart trick is almost every time... 

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The Equifax was a HARD PULL, the experian was a soft.