Comenity Shut Down!

[texasman07]

Just opened my Orbitz Visa Sig. used it for the first time today -Declined!! Called and said I would get a letter . My Express which is 17 years old, TR Visa and FRMC are fine. Why bother sending a card and going through verification wasting time. Just decline and be over it

[texasman07]

To clarify , only Orbitz was shut down

[willwar14]

Interesting. This is the first datapoint I've seen of them only closing one card when you have others with them, maybe it's secondary verification? I'm curious to see what the letter says.

[B335is]

This happened to me a few years ago with one of the Mastercards (I want to say it was Gander Mountain) I got from the shopping cart trick.  None of my other accounts were closed and the letter just cited too many inquiries. 

[Anonymous]

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@B335is wrote:

This happened to me a few years ago with one of the Mastercards (I want to say it was Gander Mountain) I got from the shopping cart trick.  None of my other accounts were closed and the letter just cited too many inquiries. 

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Be interesting to see if they close the others at a later date. Seems they're very twitchy about their visas and mastercards. 

[Anonymous]

I once had 12 Comenity cards.  Still have Sportsman's Guide Visa and Total Rewards MC.  Got preapproved for Red Roof Inn Visa, Coldwater Creek MC and others recently.  Someone earlier left a post that World Market MC was now a popup but I didn't get it when I tried the SCT.  I am happy with my two Comenity co-branded cards and will leave it at that.

[JoeLuvsHisCredit]

Sorry OP

[B335is]

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@Anonymous wrote:

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@B335is wrote:

This happened to me a few years ago with one of the Mastercards (I want to say it was Gander Mountain) I got from the shopping cart trick.  None of my other accounts were closed and the letter just cited too many inquiries. 

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Be interesting to see if they close the others at a later date. Seems they're very twitchy about their visas and mastercards. 

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My other cards actually escaped unharmed. I was fully expecting them to completely shut my accounts down, but it was just that one card. Oddly enough they pre-approved me for the Gander Mountain MC 6 months ago, I accepted and it remains intact. They're just a really odd lender and the CSRs aren't empowered to do anything other than read the computer. 

[DeeBee78]

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@willwar14 wrote:
Interesting. This is the first datapoint I've seen of them only closing one card when you have others with them, maybe it's secondary verification? I'm curious to see what the letter says.

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They've done this before, especially when they first started cracking down. Several forum posts about Comenity killing a person's majors, but leaving the store cards intact. There's less risk in a store card.

[SouthJamaica]

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@texasman07 wrote:
Just opened my Orbitz Visa Sig. used it for the first time today -Declined!! Called and said I would get a letter . My Express which is 17 years old, TR Visa and FRMC are fine. Why bother sending a card and going through verification wasting time. Just decline and be over it

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Are you sure it's not just a fraud verification thing?