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Confused about where to go with CC

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Anonymous
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Confused about where to go with CC

Short back story....

 

did a chapter 7 in November of 2017. I've been good since then. Paid off one car. Currently have 2 Cap 1 cards with $850 limit on each. I used to have several Synch cards but they all got closed yesterday after they lowered my limits to what was owed. This made my utilization pretty high and I took a hit on my scores. The only reason I knew about it, is the alert myFICO sent me. Anyways, after a heated exchange with synchrony customer service, those accounts are now closed. 
my scores are EQ: 677 TU: 661 EX: 678

no late payments. One car loan. No personal loans. No mortgage. 
my report says 40 inquiries but I think 30 of those are the dealership when I was car shopping. 

I'd like to have another card to up my available credit. Are there any suggestions? Of course I want to stay away from Synchrony. 

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1 REPLY 1
RSX
Valued Contributor

Re: Confused about where to go with CC

check the Discover prequal page

also check for Amex

 

 

Dec 16/2019. EX. 721. EQ. 723. TU 746
Jan 25/2024 EX. 774 EQ. 751 TU 758
Inq. EX 2 EQ 3 TU 6 - - CC 2x24, 0x12
Amex BCP $35k - Apple GS $21k - BMW/Elan $19k - Cap1 QS $16.7k - Chase Amazon $13.6k - Chase Bonvoy Bountiful $10k - Chase United Club Infinite $26k - Citi CustomCash $3k - Citi DC $14.5k - CreditUnion1 $9k - DiscoverIT $31.5k - PayBoo - $15.6k - Penfed Gold - $19.3k - USB AltitudeGO -$19k- USBank Cash+ -$25k - PenFed LOC - $20k - USB LOC - $15k
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