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Confusing email from citi, please help decipher...

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ptatohed
Senior Contributor

Re: Confusing email from citi, please help decipher...


@coldfusion wrote:

@ptatohed wrote:

Thanks all, I suppose what many of you have suggested - that a 0% promo  is running out - is probably correct.  I have my auto pay in full every month set to On but, yeah, I was originally offered a 0% for 1 year offer (didn't use, always PIF'ed) and I did get the card around Aug/Sep of '22 so I guess that makes sense.  The $471.17 stated in the e-mail was my balance at the time the e-mail from citi was received.  Payment was not due until October 1 but I got spooked and paid it early Sep, after receiving the e-mail.  Oh well.  

 

Again, thanks to everyone who replied, much appreciated.  Smiley Happy  

 

P.S.  Still not sure what a "Promotional Balance" is, lol!  Smiley Very Happy   


@ptatoheddo you have an active 1 month promo on your Sears card that runs from August 15th through September 14th?


I always have those so probably, but I forget about them if I can't use them.  Spend $700+ online, spend $700+ home improvement, etc.  

[ Signature in dire need of updates. It's on my to-do list. Smiley Wink ]


5% CB rotating: ;
Everyday 3% CB: ;
Everyday 5%: ;
Companion Card: ;
Everyday 2.2% CB: ;
Retired to sock drawer after AOD (kept alive w/ 1 purchase every 6 mo): ;
On my radar: ;
Still Waiting for an Invite: ;
No hope:
Message 11 of 12
coldfusion
Credit Mentor

Re: Confusing email from citi, please help decipher...


@ptatohed wrote:

@coldfusion wrote:

@ptatohed wrote:

Thanks all, I suppose what many of you have suggested - that a 0% promo  is running out - is probably correct.  I have my auto pay in full every month set to On but, yeah, I was originally offered a 0% for 1 year offer (didn't use, always PIF'ed) and I did get the card around Aug/Sep of '22 so I guess that makes sense.  The $471.17 stated in the e-mail was my balance at the time the e-mail from citi was received.  Payment was not due until October 1 but I got spooked and paid it early Sep, after receiving the e-mail.  Oh well.  

 

Again, thanks to everyone who replied, much appreciated.  Smiley Happy  

 

P.S.  Still not sure what a "Promotional Balance" is, lol!  Smiley Very Happy   


@ptatoheddo you have an active 1 month promo on your Sears card that runs from August 15th through September 14th?


I always have those so probably, but I forget about them if I can't use them.  Spend $700+ online, spend $700+ home improvement, etc.  


That could help explain the mismatch in dates as the 1 month promos nowadays run from the 15th of the current month through the 14th of the next one.

 

I got a similar email as you but there was no mismatch in dates and my current gas/grocery/restaurant promo does expire at  the end of this month.

(7/2025)
FICO 8 (EX) 850 (TU) 850 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 12 of 12
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