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Consistent accounts

tag
CLabuser
Established Member

Consistent accounts

hi all, been pretty active understanding credit for awhile now and just wanted to share some insight and knowledge to all who may been seeking some. Anyway i can post screenshots?

7 REPLIES 7
coldfusion
Credit Mentor

Re: Consistent accounts

Welcome to the site!  To answer your question, some site features are tied to one's Community Rank.  With a current ranking of New Visitor you wouldn't be able to upload images into posts, that requires a Community Rank of "Member".

 

One reaches that status by logging onto the forum a few times and spending a little time reading threads and making a few posts, when you've met the criteria the site will automatically upgrade your ranking and send you an email notification.

(7/2025)
FICO 8 (EX) 850 (TU) 850 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 2 of 8
CLabuser
Established Member

Re: Consistent accounts

thank you for that, looking forward to the new information on here! 

Message 3 of 8
ptatohed
Senior Contributor

Re: Consistent accounts

I'm a little confused with what 'consistent accounts' has to do with screenshots and what either has to do with credit cards.  :-I   

[Until I can make a pretty signature, here’s an updated draft]

Everyday 5% CB:
Chase prime Visa // citi CUSTOM CASH “A” // citi CUSTOM CASH “B” // citi SHOP YOUR WAY (5% gas (in points), lucrative spending offers) // mylowe’s Rewards // Target circle card

5% CB rotating:
Chase “OG” freedom Visa // DISCOVER it Cash Back // nusenda CU Platinum Cash Rewards

Everyday 4% CB:
US Bank Smartly (v1.0)

Everyday 3% / 2.2% CB:
AOD FCU Visa Signature (3%, sockdrawered) // upgrade Cash Rewards Elite (2.2%, sockdrawered)

Welcome Offer / credits only:
Chase SAPPHIRE PREFFERED (grabbed my $1,000, sockdrawered, will cancel) // NFCU FLAGSHIP REWARDS (elevated Welcome Offer, annual prime credit, sockdrawered)

Hotel card:
Chase IHG ONE REWARDS PREMIER (elevated Welcome Offer, 1 free night/yr)

On my radar:
Langely FCU Signature Cash Back (5% CB monthly selectable cat) // Safe CU Cash Back+ (Quarterly rotating 5% CB cats plus bonus cats) // upgrade MyFive Cash Rewards (5% CB monthly selectable cat) // US Bank Kroger (and family) World Elite Master Card(s) (5% CB Mobile Wallet)
Message 4 of 8
Lou-natic
Established Contributor

Re: Consistent accounts


@ptatohed wrote:

I'm a little confused with what 'consistent accounts' has to do with screenshots and what either has to do with credit cards.  :-I   


That makes two of us...I don't get it either.




8/8/25
Message 5 of 8
zerofire
Valued Contributor

Re: Consistent accounts

Make that three. I have been looking at this for the past day and cannot make heads or tails of it.

TU:816 12/19/24 Bank of America--EX: 809 01/03/25 Experian--EQ:836 01/06/25 myFICO--Gardening since N/A
Active:
Bank of America (Customized Cash Rewards VSC, Unlimited Cash Rewards WMC{PT}), Capital One (Discover It DC, Savor WEMC), Chase (Amazon Prime VSC, Freedom Flex WEMC [x2]), Citi (Custom Cash WEMC, Dividend MC), Citizens GreenSense WMC, Curve WEMC{S}, FNBO Ducks Unlimited VSC, GBank VSC, Imprint Rakuten AC,PenFed Pathfinder Rewards VSC, Santander Ultimate Cash Back WMC, Synchrony PayPal Cashback WMC, UMB Simply Rewards VSC[Milford Federal], US Bank (Cash+ VSC [x2], Kroger Rewards WEMC, Pick n Save/Metro Market Rewards WEMC, Shield VC)
Wishlist: AAA Daily Advantage, AOD Signature, Aven, Bellco Colorado Rewards, Nusenda Platinum Cash Rewards, PCMCU Platinum Rewards, Redstone FCU Signature
Message 6 of 8
Anonymous
Not applicable

Re: Consistent accounts


@zerofire wrote:

Make that three. I have been looking at this for the past day and cannot make heads or tails of it.


That's a long time to spend on it!

Message 7 of 8
zerofire
Valued Contributor

Re: Consistent accounts

That is why I have multiple monitors, I never said it was exclusive.

TU:816 12/19/24 Bank of America--EX: 809 01/03/25 Experian--EQ:836 01/06/25 myFICO--Gardening since N/A
Active:
Bank of America (Customized Cash Rewards VSC, Unlimited Cash Rewards WMC{PT}), Capital One (Discover It DC, Savor WEMC), Chase (Amazon Prime VSC, Freedom Flex WEMC [x2]), Citi (Custom Cash WEMC, Dividend MC), Citizens GreenSense WMC, Curve WEMC{S}, FNBO Ducks Unlimited VSC, GBank VSC, Imprint Rakuten AC,PenFed Pathfinder Rewards VSC, Santander Ultimate Cash Back WMC, Synchrony PayPal Cashback WMC, UMB Simply Rewards VSC[Milford Federal], US Bank (Cash+ VSC [x2], Kroger Rewards WEMC, Pick n Save/Metro Market Rewards WEMC, Shield VC)
Wishlist: AAA Daily Advantage, AOD Signature, Aven, Bellco Colorado Rewards, Nusenda Platinum Cash Rewards, PCMCU Platinum Rewards, Redstone FCU Signature
Message 8 of 8
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