@simplynoir wrote:
@Brian_Earl_Spilner wrote:
@simplynoir wrote:
@blindambition wrote:You should call. I believe it would be a whole new account. The only time I've seen that is when the primary is deceased. Sometimes a lender gives AU a chance to takeover the account. Not all lenders do that.
This is the only instance I can think of as well where the authorized user can assume control of the account. Short of that, the person has to apply for their own account. A few lenders that do it are Discover and AMEX that I know of
Even then, there are still hurdles like credit check, submitting death certificate, etc.
At least 12-13 years ago when I helped someone with assuming control of their dad's account after he passed away it wasn't as convoluted as I expected it to be but things may have changed since then. But it is possible under those extenuating circumstances, anything else and you may be looking at a hailmary. It doesn't hurt to ask at the very least
No, it definitely doesn't hurt to ask.
@blindambition wrote:
@simplynoir wrote:
@Brian_Earl_Spilner wrote:
@simplynoir wrote:
@blindambition wrote:You should call. I believe it would be a whole new account. The only time I've seen that is when the primary is deceased. Sometimes a lender gives AU a chance to takeover the account. Not all lenders do that.
This is the only instance I can think of as well where the authorized user can assume control of the account. Short of that, the person has to apply for their own account. A few lenders that do it are Discover and AMEX that I know of
Even then, there are still hurdles like credit check, submitting death certificate, etc.
At least 12-13 years ago when I helped someone with assuming control of their dad's account after he passed away it wasn't as convoluted as I expected it to be but things may have changed since then. But it is possible under those extenuating circumstances, anything else and you may be looking at a hailmary. It doesn't hurt to ask at the very least
Yes, very easy. I was an AU on one of my moms Amex. They said I could provide my ID, SS and death certificate for transfer. Already had own account, so just closed.
Wow, that's pretty efficient.