yeah i agree with capital one being sucky with CLIs. i've had my card with them for over two years. although limit is only $500, i've used it each month since i've got it. of course i've been really good at paying my monthly. although my minimum monthly payments has always been $15, i have always paid $100 every bill and way before the due date. usually each month i'll have a balance rolling over to the next month in the $100-$150 range. but considering that i've been a good customer with a really good payment record, i would've thought they would give me a CLI at least once a year even if it's just $50.
so i applied for a discover card recently and got approved for $1500 CL. i then requested a balance transfer to get balance paid off on my capital one card. got a 0% offer for 6 months, but not worried, i can get it paid off in two months. so now, i will just use my discover and my bbrz mc all the time. maybe just use my cap one credit card to buy a couple of bags of chips each month just so there's activity on it. even though im new to the discover family, the few times i've called them regarding my card, they've been really easy to talk to.
