Credit Card Advice?

Anonymous · ‎07-31-2017

Hello all,

A spot in my wallet is going to be opening up as i am going to cancel my first ever credit card (Capital one secured that wont increase above a $750 limit). I was just wondering what card everyone recommends for rewards. My current cards are:

Amex Gold

Amex BCE

Chase Saphire Preffered

Wells Fargo Rewards

NCSECU

Wanted to see if there was another card out there similar to the Chase. That is definetely my favorite card! TIA!

Anonymous · ‎07-31-2017

Sounds like you want advise on another point/travel card....If you have not already churned the Venture and Barclay Arrival + there are those but only for the sign up bonus.

Otherwise, it looks like you could use a cashback card. USAA Limitless (2.5%) if you are a USAA member; Citi Double Cash(2%) or PenFed Power Cash Rewards (2% if military/or have PenFed checking).

Themanwhocan · ‎07-31-2017

Paypal 2% card. Minimum redemption is 1 point.

TU-8: 804 EX-8: 805 EQ-8: 788 EX-98: 767 EQ-04: 752
TU-9 Bankcard: 837 EQ-9: 823 EX-9 Bankcard: 837
Total $443,800

MrDisco99 · ‎07-31-2017

If you're looking for a card that is similar to the CSP, the Citi TY Premier is a pretty close parallel.

Amex Blue Business Plus $30,000 prime+12.99%

Amex Blue Business Cash $10,000 prime+17.99%

BofA Customized Cash VSig $20,000 prime+12.99%

BofA Unlimited Cash VSig $20,000 prime+12.99%

Barclays Wyndham Earner VSig $22,800 prime+11.99%

Cap1 Quicksilver WEMC $10,000 prime+14.74%

Chase Freedom Flex WEMC $10,000 prime+17.49%

Chase OG Freedom VSig $10,500 prime+12.74%

Chase Freedom Unlimited VSig $10,000 prime+17.74%

Chase Amazon Prime VSig $5,000 prime+17.74%

Chase Instacart WEMC $5,000 prime+14.24%

Chase Ink Unlimited VSig $10,000 prime+9.99%

Citi Custom Cash WEMC $10,000 prime+16.24%

Citi Custom Cash WEMC $5,000 prime+12.74%

Citi Custom Cash WEMC $11,200 prime+12.74%

Comenity Bread Rewards AX $9,500 prime+12.24%

GoldmanSachs Apple MC $2,700 prime+12.74%

Synchrony Verizon VSig $15,000 prime+18.49%

Synchrony Venmo VSig $10,000 prime+11.99%

Anonymous · ‎07-31-2017

driftless · ‎07-31-2017

Freedom of Freedom Unlimited to feed your CSP?

CSR | Amex Platinum | EDP | QS (2)
Amex Blue Business Plus

Anonymous · ‎07-31-2017

Hmm CITI Cash Back sounds promising. Any other suggestions? I am not a USAA member. (The Saphire is really thick and high quality, are the CITI cash back cards comparable?)

Anonymous · ‎07-31-2017

Thanks for the advice. What about the BOA Cashback card?

Anonymous · ‎07-31-2017

From what im seeing it looks like the chase freedom unlimited has the best cash back option. Even better than the citi one

Anonymous · ‎07-31-2017

@Anonymous wrote:
Thanks for the advice. What about the BOA Cashback card?

Only if you have a banking relationship with them. Otherwise, not the best cash back card out there.