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Credit Card for Husband - 627 EX Score

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QueenBeeOC
Regular Contributor

Credit Card for Husband - 627 EX Score

My husbands EX score is at 627 has 3 or 4 baddies that are falling off in 6 months. 

He's currently listed as an AU on my two oldest Cap1 cards that have low balances. The BCE Amex he's an AU too but that hasnt reported, and our Chase SW card isn't reporting to him right?

 

He keeps getting discover it mailers but we have that already and he's my AU on it. Sooo my question is what card can we get for him?

Southwest: $9k - Discover It $1,900 - Amazon $2,900 - CAP1 - $1,500 - QuickSilver (FKA Orchard) - $900 - J. Crew $1K - LOFT $1K - Nordstroms $1K - Amex BCE - $3,000
Scores: Credit Karma 687, Credit Sesame 660- EQ 643 - EX 665 (from Amex)- TQ 655 Lender Pull: 693


Message 1 of 3
2 REPLIES 2
wHiTeSoL
Valued Contributor

Re: Credit Card for Husband - 627 EX Score

If he doesn't need one right away he should just wait it out. In 6 months when they drop he will either improve his chances of approval and/or getting a higher CL
Message 2 of 3
Creditaddict
Legendary Contributor

Re: Credit Card for Husband - 627 EX Score


@QueenBeeOC wrote:

My husbands EX score is at 627 has 3 or 4 baddies that are falling off in 6 months. 

He's currently listed as an AU on my two oldest Cap1 cards that have low balances. The BCE Amex he's an AU too but that hasnt reported, and our Chase SW card isn't reporting to him right?

 

He keeps getting discover it mailers but we have that already and he's my AU on it. Sooo my question is what card can we get for him?


he can still get his own discover if they are offering it.

he could check the pre-qual for his own capital one

but if all the baddies are going away in 6 months... that might be best best to wait.

Message 3 of 3
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