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Credit One trying to move up

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CYBERSAM
Senior Contributor

Re: Credit One trying to move up

Credit One now has Club House in the new Raiders stadium in Vegas!

That was a big surprise to see… Not sure if they are doing that only as marketing to lower score population or they are actually trying to move up!

I haven’t seen anyone with high enough credit limit from them that can actually be able to purchase any of those seats with Credit One CCs







                
Message 21 of 25
Scottisthename
Contributor

Re: Credit One trying to move up

I've been told that the maximum exposure by CreditOne to one customer is $5k

be that one account, two accounts or the max trifecta the combined limit can't exceed $5k

Message 22 of 25
nwa479
Regular Contributor

Re: Credit One trying to move up


@Scottisthename wrote:

I've been told that the maximum exposure by CreditOne to one customer is $5k

be that one account, two accounts or the max trifecta the combined limit can't exceed $5k


I have $6050, $5000 with one card, and $1050 that I'm going to cancel this week.  

 

The $5000 was their Amex card which started as a $3000 offer, but ended up at $5000 with no annual fee, and for the last three months I don't see any interest charges. I can't remember now what their offer was on the interest.  I just added the card for utilization padding at the time, but won't really need it long term.  If an AF ever materializes I will close it later.  

 


Active cards

Goal Cards (Gardening until April 24)

My Fico Scores

Banks and Credit Unions:
Message 23 of 25
markbeiser
Established Contributor

Re: Credit One trying to move up

The X5 card almost sounds like a decent card, until you factor in the low limit on how much spend you get the good cash back bonus on a year, and the fact that it has a $95 AF.

Not a good card.

Back to gardening until Late February 2026.
Current FICO8:
Message 24 of 25
Jeffster1
Valued Contributor

Re: Credit One trying to move up


@CYBERSAM wrote:

Credit One now has Club House in the new Raiders stadium in Vegas!

That was a big surprise to see… Not sure if they are doing that only as marketing to lower score population or they are actually trying to move up!

I haven’t seen anyone with high enough credit limit from them that can actually be able to purchase any of those seats with Credit One CCs


It's probably just a hang out for their executives, for when they're not moonlighting at the LVNV collection agency.

0% utilization
FICO 8 EX 829 EQ 839 TU 844
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Message 25 of 25
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