Credit One

[-Wade-]

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@heavenli wrote:

I actually don't think I need it I was just approved for a Capital One

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Great choice and Congrats on your approval

[SunriseEarth]

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@heavenli wrote:

I actually don't think I need it I was just approved for a Capital One

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Good stuff!

My Credit One is on the chopping block.  Right after my planned spree in about two weeks, I'm closing my Credit One account.  

[heavenli]

great thank you.No not an Orchard Card...just approved today...

[heavenli]

Amazing feedback guys! thank you soo much!

[yudeology101]

WTG Congrats on your approval!  Welcome to Cap1 family!!

[Anonymous]

If you got approved for a Capital One then there is no need for you to apply for Credit One they will give you a low limit credit line and it won't increase much and there interest and Annual fee is high,  I've had them for 7 months and just got an increase now it's $500 ,  the capital One has  credit steps program after a few months of payments will increase your limits 

[Peter1142]

Capital One is a better place for rebuilders unless your credit is truly awful and you don't want to go the secured route. You could do much worse than Credit One.. like First Premier. They send you a maxed out credit card. My Credit One card had lame limits and was pretty heavy on fees, but it served it's purpose and considering my credit when I got the card, I have no complaints. But I am happy to trade it in this week.

[notfancy]

glad the OP got an approval for Cap 1 instead. Doesn't Credit One charge you to make payments, and charge you to increase your credit limit? (on top of the other daily, montly, annual fees?)

[Peter1142]

I pay $99 yearly, they charge $10 for $250 CLIs every 4 months, and if you want payments to be reflected in available credit immediately, you.pay extra, but I have not needed this.

It could be much worse.

But Cap1 is much better and their bottom tier card is not hard to obtain.

[heavenli]

WOW.. That's insane