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Credit Score List!

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Tommy5746
Regular Contributor

Credit Score List!

Of course, these are all basic assessments from what we see on the boards and from data collected from various others sites and from personal experience… MANY other factors come into play when applying for a credit card.. But you can use this list below to generate a good consensus of what your credit score should look like before applying..

 

This is just a small list to get started.. But the more you guys chime in and throw numbers around the bigger the list will be and the more information wil be available to use!

 

American Express

 

Zync – 650 +

Green – 650 +

Gold – 700 +

Gold Premium Rewards – 725 +

Platinum - 750 +

Blue Card – 720 +

 

Capital One

 

Classic Platinum – 580 +

Average Cash Rewards – 620 +

Venture Rewards – 690 +

 

Chase

 

Freedom – 650 +

Slate – 680 +

Sapphire – 700 +

Sapphire Preferred – 750 +

Citi Forward – 630 +

Diamond Preferred – 650 +

 

 

Add More!

 

Goal: 700 and an Amex Card!

Chicks Dig Guys With Good Credit Smiley Happy
Message 1 of 42
41 REPLIES 41
afbar1114
Valued Contributor

Re: Credit Score List!


@Tommy5746 wrote:

Of course, these are all basic assessments from what we see on the boards and from data collected from various others sites and from personal experience… MANY other factors come into play when applying for a credit card.. But you can use this list below to generate a good consensus of what your credit score should look like before applying..

 

This is just a small list to get started.. But the more you guys chime in and throw numbers around the bigger the list will be and the more information wil be available to use!

 

American Express

 

Zync – 650 +

Green – 650 +

Gold – 700 +

Gold Premium Rewards – 725 +

Platinum - 750 +

Blue Card – 720 +

 

Capital One

 

Classic Platinum – 580 +

Average Cash Rewards – 620 +

Venture Rewards – 690 +

 

Chase

 

Freedom – 650 +

Slate – 680 +

Sapphire – 700 +

Sapphire Preferred – 750 +

Citi Forward – 630 +

Diamond Preferred – 650 +

 

 

Add More!

 


i got the slate with a 680 and alot of inqs and only a 500 CL i wonder if i got the freedom would i have gotten a higher CL

AMEX PRG; AMEX EveryDay $14,800; Freedom $6k; Sapphire $7k; IHG Select $5k; Discover $2,400; BofA Better Balance $9,100; Bank Americard $5,900; Citi DC $2,700; Citi Diamond $2,500; BestBuy $20,000; Amazon Prime $5k, United Club $15,000; Home Depot $20,000; Barclays $7,500

Total Credit Limits: $122,650
Message 2 of 42
dnice77
Regular Contributor

Re: Credit Score List!

im  firm beliver that AMEX is more about income vers scores. i have 5, yes 5 AMEX and i touched 700 only on my BCP approval (where i got the highest APR).



Starting Score: 617
Current Score: 744 Smiley Happy
Goal Score: 800


Take the FICO Fitness Challenge
Message 3 of 42
Anonymous
Not applicable

Re: Credit Score List!

Thanks for the list.  Very helpful!

Message 4 of 42
Anonymous
Not applicable

Re: Credit Score List!

I know you should be able to get these cards with lower scores but here were mine when I was approved.

 

Discover More - 755 EQ

Chase United Mileage Plus Explorer - 768 TU

Message 5 of 42
zan987
New Contributor

Re: Credit Score List!

Thansk for the list!  It answers one of my many questions.

 

Starting Score: 700
Current Score: 800
Goal Score: 850


Take the myFICO Fitness Challenge
Message 6 of 42
payingoffdebt001
Frequent Contributor

Re: Credit Score List!

Good list - keep it coming!

Message 7 of 42
Anonymous
Not applicable

Re: Credit Score List!


@Tommy5746 wrote:

Of course, these are all basic assessments from what we see on the boards and from data collected from various others sites and from personal experience… MANY other factors come into play when applying for a credit card.. But you can use this list below to generate a good consensus of what your credit score should look like before applying..

 

This is just a small list to get started.. But the more you guys chime in and throw numbers around the bigger the list will be and the more information wil be available to use!

 

American Express

 

Zync – 650 +

Green – 650 +

Gold – 700 +

Gold Premium Rewards – 725 +

Platinum - 750 +

Blue Card – 720 +

 

Capital One

 

Classic Platinum – 580 +

Average Cash Rewards – 620 +

Venture Rewards – 690 +

 

Chase

 

Freedom – 650 +

Slate – 680 +

Sapphire – 700 +

Sapphire Preferred – 750 +

Citi Forward – 630 +

Diamond Preferred – 650 +

 

 

Add More!

 


This is great to see.  It will be a hepful barometer for those seeking to establish and build credit over time.  I have always wanted something like this.

Message 8 of 42
Creditaddict
Legendary Contributor

Re: Credit Score List!


@Tommy5746 wrote:

Of course, these are all basic assessments from what we see on the boards and from data collected from various others sites and from personal experience… MANY other factors come into play when applying for a credit card.. But you can use this list below to generate a good consensus of what your credit score should look like before applying..

 

This is just a small list to get started.. But the more you guys chime in and throw numbers around the bigger the list will be and the more information wil be available to use!

 

American Express

 

Zync – 650 +

Green – 650 +

Gold – 700 +

Gold Premium Rewards – 725 +

Platinum - 750 +

Blue Card – 720 +

 

 

 

Add More!

 



It has been pretty much proven over and over again with application approvals with Amex aside from being offered the $500 Hard Limit Zync that regular Zync through Plat. will be approved at the same score for all.  I have seen Gold Premium Rewards approved with 642 TU (they pulled both EX and TU).  It's just more money to Amex with Charge Cards... If they don't want you spending more than $1000 it's not going to matter if you have Zync or Plat. you won't get higher then $1k spending.

 

And Capital One that is a little closer general rule I think but I have seen 532 get approved for the $300 basic card.

Message 9 of 42
Anonymous
Not applicable

Re: Credit Score List!

Chase Freedom must be harder to get than Slate. I am trying to PC my Slate to  Freedom and they're telling me I cannot UPGRADE.

Message 10 of 42
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