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Browse credit cards from a variety of issuers to see if there's a better card for you.
Of course, these are all basic assessments from what we see on the boards and from data collected from various others sites and from personal experience… MANY other factors come into play when applying for a credit card.. But you can use this list below to generate a good consensus of what your credit score should look like before applying..
This is just a small list to get started.. But the more you guys chime in and throw numbers around the bigger the list will be and the more information wil be available to use!
American Express
Zync – 650 +
Green – 650 +
Gold – 700 +
Gold Premium Rewards – 725 +
Platinum - 750 +
Blue Card – 720 +
Capital One
Classic Platinum – 580 +
Average Cash Rewards – 620 +
Venture Rewards – 690 +
Chase
Freedom – 650 +
Slate – 680 +
Sapphire – 700 +
Sapphire Preferred – 750 +
Citi Forward – 630 +
Diamond Preferred – 650 +
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@Tommy5746 wrote:Of course, these are all basic assessments from what we see on the boards and from data collected from various others sites and from personal experience… MANY other factors come into play when applying for a credit card.. But you can use this list below to generate a good consensus of what your credit score should look like before applying..
This is just a small list to get started.. But the more you guys chime in and throw numbers around the bigger the list will be and the more information wil be available to use!
American Express
Zync – 650 +
Green – 650 +
Gold – 700 +
Gold Premium Rewards – 725 +
Platinum - 750 +
Blue Card – 720 +
Capital One
Classic Platinum – 580 +
Average Cash Rewards – 620 +
Venture Rewards – 690 +
Chase
Freedom – 650 +
Slate – 680 +
Sapphire – 700 +
Sapphire Preferred – 750 +
Citi Forward – 630 +
Diamond Preferred – 650 +
Add More!
i got the slate with a 680 and alot of inqs and only a 500 CL i wonder if i got the freedom would i have gotten a higher CL
im firm beliver that AMEX is more about income vers scores. i have 5, yes 5 AMEX and i touched 700 only on my BCP approval (where i got the highest APR).
Thanks for the list. Very helpful!
I know you should be able to get these cards with lower scores but here were mine when I was approved.
Discover More - 755 EQ
Chase United Mileage Plus Explorer - 768 TU
Thansk for the list! It answers one of my many questions.
Good list - keep it coming!
@Tommy5746 wrote:Of course, these are all basic assessments from what we see on the boards and from data collected from various others sites and from personal experience… MANY other factors come into play when applying for a credit card.. But you can use this list below to generate a good consensus of what your credit score should look like before applying..
This is just a small list to get started.. But the more you guys chime in and throw numbers around the bigger the list will be and the more information wil be available to use!
American Express
Zync – 650 +
Green – 650 +
Gold – 700 +
Gold Premium Rewards – 725 +
Platinum - 750 +
Blue Card – 720 +
Capital One
Classic Platinum – 580 +
Average Cash Rewards – 620 +
Venture Rewards – 690 +
Chase
Freedom – 650 +
Slate – 680 +
Sapphire – 700 +
Sapphire Preferred – 750 +
Citi Forward – 630 +
Diamond Preferred – 650 +
Add More!
This is great to see. It will be a hepful barometer for those seeking to establish and build credit over time. I have always wanted something like this.
@Tommy5746 wrote:Of course, these are all basic assessments from what we see on the boards and from data collected from various others sites and from personal experience… MANY other factors come into play when applying for a credit card.. But you can use this list below to generate a good consensus of what your credit score should look like before applying..
This is just a small list to get started.. But the more you guys chime in and throw numbers around the bigger the list will be and the more information wil be available to use!
American Express
Zync – 650 +
Green – 650 +
Gold – 700 +
Gold Premium Rewards – 725 +
Platinum - 750 +
Blue Card – 720 +
Add More!
It has been pretty much proven over and over again with application approvals with Amex aside from being offered the $500 Hard Limit Zync that regular Zync through Plat. will be approved at the same score for all. I have seen Gold Premium Rewards approved with 642 TU (they pulled both EX and TU). It's just more money to Amex with Charge Cards... If they don't want you spending more than $1000 it's not going to matter if you have Zync or Plat. you won't get higher then $1k spending.
And Capital One that is a little closer general rule I think but I have seen 532 get approved for the $300 basic card.
Chase Freedom must be harder to get than Slate. I am trying to PC my Slate to Freedom and they're telling me I cannot UPGRADE.