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Credit List Extended..
Store Cards (All scores are for cards that can be used in the store only, NOT Visa, Mastercard etc..)
Express – 610 +
Victoria’s Secret 610 +
Abercrombie & Fitch 610 +
Kohl’s – 620 +
American Eagle – 620 +
Banana Republic – 620 +
JC Penny – 610 +
Macys – 625 +
What about Discover products?
On the Macys card, a friend got it with 530.
@Tommy5746 wrote:
Credit List Extended..
Store Cards (All scores are for cards that can be used in the store only, NOT Visa, Mastercard etc..)
Express – 610 +
Victoria’s Secret 610 +
Abercrombie & Fitch 610 +
Kohl’s – 620 +
American Eagle – 620 +
Banana Republic – 620 +
JC Penny – 610 +
Macys – 625 +
I'd guess its lower by a fair margin. I'd place the Disney preferred in the low 700s, whereas the CSP would be 730-750ish.
@john398 wrote:Would the Disney Prefered be the same as the Chase Saphire Prefered as far as required score?
@Tommy5746 wrote:
Credit List Extended..
Store Cards (All scores are for cards that can be used in the store only, NOT Visa, Mastercard etc..)
Express – 610 +
Victoria’s Secret 610 +
Abercrombie & Fitch 610 +
Kohl’s – 620 +
American Eagle – 620 +
Banana Republic – 620 +
JC Penny – 610 +
Macys – 625 +
List Extended…
Discover
More –630 +
Student (Mix Tape) - 620 +
Standard Miles – 710 +
American Express
Starwood – 710 +
True Earnings (Costco) – 700 +
Barclays Bank
Black Card – 740 +
Itunes – 620 +
Standard Apple – 620 +
@Creditaddict wrote:
@Tommy5746 wrote:Of course, these are all basic assessments from what we see on the boards and from data collected from various others sites and from personal experience… MANY other factors come into play when applying for a credit card.. But you can use this list below to generate a good consensus of what your credit score should look like before applying..
This is just a small list to get started.. But the more you guys chime in and throw numbers around the bigger the list will be and the more information wil be available to use!
American Express
Zync – 650 +
Green – 650 +
Gold – 700 +
Gold Premium Rewards – 725 +
Platinum - 750 +
Blue Card – 720 +
Add More!
It has been pretty much proven over and over again with application approvals with Amex aside from being offered the $500 Hard Limit Zync that regular Zync through Plat. will be approved at the same score for all. I have seen Gold Premium Rewards approved with 642 TU (they pulled both EX and TU). It's just more money to Amex with Charge Cards... If they don't want you spending more than $1000 it's not going to matter if you have Zync or Plat. you won't get higher then $1k spending.
I don't know if I agree with this. I have seen many instances of people being denied for the Gold Pr then approved for the Zync. My family member is one of them. Not to mention that the Zync is marketed to individuals with limited credit history.... ie - college grads, etc...
Curious.
@Tommy5746 wrote:
Credit List Extended..
Store Cards (All scores are for cards that can be used in the store only, NOT Visa, Mastercard etc..)
Express – 610 +
Victoria’s Secret 610 +
Abercrombie & Fitch 610 +
Kohl’s – 620 +
American Eagle – 620 +
Banana Republic – 620 +
JC Penny – 610 +
Macys – 625 +
Scores are only part of the equation. Recent INQ's will get a decline quick!
@Tommy5746 wrote:
@Tommy5746 wrote:
Credit List Extended..
Store Cards (All scores are for cards that can be used in the store only, NOT Visa, Mastercard etc..)
Express – 610 +
Victoria’s Secret 610 +
Abercrombie & Fitch 610 +
Kohl’s – 620 +
American Eagle – 620 +
Banana Republic – 620 +
JC Penny – 610 +
Macys – 625 +
List Extended…
Discover
More –630 +
Student (Mix Tape) - 620 +
Standard Miles – 710 +
American Express
Starwood – 710 +
True Earnings (Costco) – 700 +
Barclays Bank
Black Card – 740 +
Itunes – 620 +
Standard Apple – 620 +
Not sure if I agree with the DM score, but i'll find out soon myself
@LS2982 wrote:
@Tommy5746 wrote:
@Tommy5746 wrote:
Credit List Extended..
Store Cards (All scores are for cards that can be used in the store only, NOT Visa, Mastercard etc..)
Express – 610 +
Victoria’s Secret 610 +
Abercrombie & Fitch 610 +
Kohl’s – 620 +
American Eagle – 620 +
Banana Republic – 620 +
JC Penny – 610 +
Macys – 625 +
List Extended…
Discover
More –630 +
Student (Mix Tape) - 620 +
Standard Miles – 710 +
American Express
Starwood – 710 +
True Earnings (Costco) – 700 +
Barclays Bank
Black Card – 740 +
Itunes – 620 +
Standard Apple – 620 +
Not sure if I agree with the DM score, but i'll find out soon myself
630+ for a Discover More CC is quite low.
@fused wrote:
@LS2982 wrote:
@Tommy5746 wrote:
@Tommy5746 wrote:
Credit List Extended..
Store Cards (All scores are for cards that can be used in the store only, NOT Visa, Mastercard etc..)
Express – 610 +
Victoria’s Secret 610 +
Abercrombie & Fitch 610 +
Kohl’s – 620 +
American Eagle – 620 +
Banana Republic – 620 +
JC Penny – 610 +
Macys – 625 +
List Extended…
Discover
More –630 +
Student (Mix Tape) - 620 +
Standard Miles – 710 +
American Express
Starwood – 710 +
True Earnings (Costco) – 700 +
Barclays Bank
Black Card – 740 +
Itunes – 620 +
Standard Apple – 620 +
Not sure if I agree with the DM score, but i'll find out soon myself
630+ for a Discover More CC is quite low.
Thats what I was thinking, I was thinking more like 660+.