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Credit Score List!

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Tommy5746
Regular Contributor

Re: Credit Score List!

 

Credit List Extended..

 

 

Store Cards (All scores are for cards that can be used in the store only, NOT Visa, Mastercard etc..)

 

Express – 610 +

Victoria’s Secret 610 +

Abercrombie & Fitch 610 +

Kohl’s – 620 +

American Eagle – 620 +

Banana Republic – 620 +

JC Penny – 610 +

Macys – 625 +

 

 

 

 

 

Goal: 700 and an Amex Card!

Chicks Dig Guys With Good Credit Smiley Happy
Message 31 of 42
crunching_numbers
Valued Contributor

Re: Credit Score List!

What about Discover products?


Starting Score: 693 TU FICO, 679 EQ FICO
Current Score: FICO 8 = 844(9/15) EQ, 827 TU, 811 EX (7/15); mortgage FICO= 758 (9/15)EQ5, 797 TU4, 748 EX2 (7/15)
Goal Score: 750+, but shooting for the 800's
Hyatt Visa Sig ($23K), Amex BCP (24.8K), BofA Travel Rew Sig (22.5K), B&N World MC (22.3K), Amex RP Gold (NPSL w/ S&T), Cash+ Sig (20K),United Mil+ExpSig (16.3K), FNBO Visa (13.1K), Hilton Surpass (10K), Freedom Visa Sig (8.6K), Disc It (16.4K), Citi Dia Pref MC (3.7K),Sam's MC (10K), Wally (7.5K), JCP(5.3K), Costco (2K)
Message 32 of 42
corymcd88
Valued Contributor

Re: Credit Score List!


@Tommy5746 wrote:

 

Credit List Extended..

 

 

Store Cards (All scores are for cards that can be used in the store only, NOT Visa, Mastercard etc..)

 

Express – 610 +

Victoria’s Secret 610 +

Abercrombie & Fitch 610 +

Kohl’s – 620 +

American Eagle – 620 +

Banana Republic – 620 +

JC Penny – 610 +

Macys – 625 +

 

 

 

 

 


On the Macys card, a friend got it with 530.
Message 33 of 42
CreditScholar
Valued Contributor

Re: Credit Score List!


@john398 wrote:

Would the Disney Prefered be the same as the Chase Saphire Prefered as far as required score?


I'd guess its lower by a fair margin. I'd place the Disney preferred in the low 700s, whereas the CSP would be 730-750ish.
EX 798, EQ 789, TU 784
American Express Platinum (NPSL) || Bank of America Privileges with Travel Rewards Visa Signature - $23,200 CL
Barclays American Airlines Aviator Red World Elite Mastercard - $20,000 CL || Chase IHG Rewards World Mastercard - $25,000 CL
Chase Sapphire Preferred Visa Signature - $12,700 CL || Chase United MileagePlus Club World Elite MasterCard - $26,500 CL
Citibank Hilton Reserve Visa Signature - $20,000 CL || J.P. Morgan Ritz Carlton Visa Signature - $23,500 CL
Message 34 of 42
Tommy5746
Regular Contributor

Re: Credit Score List!


@Tommy5746 wrote:

 

Credit List Extended..

 

 

Store Cards (All scores are for cards that can be used in the store only, NOT Visa, Mastercard etc..)

 

Express – 610 +

Victoria’s Secret 610 +

Abercrombie & Fitch 610 +

Kohl’s – 620 +

American Eagle – 620 +

Banana Republic – 620 +

JC Penny – 610 +

Macys – 625 +

 

 

 

 

 


 

List Extended…

 

 

Discover

 

More –630 +

Student (Mix Tape) -  620 +

Standard Miles – 710 +

 

 

American Express

 

Starwood – 710 +

True Earnings (Costco) – 700 +

 

 

Barclays Bank

 

Black Card – 740 +

Itunes – 620 +

Standard Apple – 620 +

Goal: 700 and an Amex Card!

Chicks Dig Guys With Good Credit Smiley Happy
Message 35 of 42
improvingmycredit
Valued Contributor

Re: Credit Score List!


@Creditaddict wrote:

@Tommy5746 wrote:

Of course, these are all basic assessments from what we see on the boards and from data collected from various others sites and from personal experience… MANY other factors come into play when applying for a credit card.. But you can use this list below to generate a good consensus of what your credit score should look like before applying..

 

This is just a small list to get started.. But the more you guys chime in and throw numbers around the bigger the list will be and the more information wil be available to use!

 

American Express

 

Zync – 650 +

Green – 650 +

Gold – 700 +

Gold Premium Rewards – 725 +

Platinum - 750 +

Blue Card – 720 +

 

 

 

Add More!

 



It has been pretty much proven over and over again with application approvals with Amex aside from being offered the $500 Hard Limit Zync that regular Zync through Plat. will be approved at the same score for all.  I have seen Gold Premium Rewards approved with 642 TU (they pulled both EX and TU).  It's just more money to Amex with Charge Cards... If they don't want you spending more than $1000 it's not going to matter if you have Zync or Plat. you won't get higher then $1k spending.

 

 


I don't know if I agree with this.  I have seen many instances of people being denied for the Gold Pr then approved for the Zync.  My family member is one of them.  Not to mention that the Zync is marketed to individuals with limited credit history.... ie - college grads, etc...

Curious. Smiley Happy


Starting Score: 642
Current Score: EQ 773, EX 780, TU 777 (All FICO)
Goal Score: 800+

Cards: NFCU Flagship 50K, DC 30K, BCP 28.6K, Arrival+ 25K, Citi DP 22.8K, CSR 20.5K, TotalRewards 25K, QuickSilver 20K

Message 36 of 42
LS2982
Mega Contributor

Re: Credit Score List!


@Tommy5746 wrote:

 

Credit List Extended..

 

 

Store Cards (All scores are for cards that can be used in the store only, NOT Visa, Mastercard etc..)

 

Express – 610 +

Victoria’s Secret 610 +

Abercrombie & Fitch 610 +

Kohl’s – 620 +

American Eagle – 620 +

Banana Republic – 620 +

JC Penny – 610 +

Macys – 625 +

 

 

 

 

 


Scores are only part of the equation. Recent INQ's will get a decline quick!




EQ FICO 548 3/3/16
Message 37 of 42
LS2982
Mega Contributor

Re: Credit Score List!


@Tommy5746 wrote:

@Tommy5746 wrote:

 

Credit List Extended..

 

 

Store Cards (All scores are for cards that can be used in the store only, NOT Visa, Mastercard etc..)

 

Express – 610 +

Victoria’s Secret 610 +

Abercrombie & Fitch 610 +

Kohl’s – 620 +

American Eagle – 620 +

Banana Republic – 620 +

JC Penny – 610 +

Macys – 625 +

 

 

 

 

 


 

List Extended…

 

 

Discover

 

More –630 +

Student (Mix Tape) -  620 +

Standard Miles – 710 +

 

 

American Express

 

Starwood – 710 +

True Earnings (Costco) – 700 +

 

 

Barclays Bank

 

Black Card – 740 +

Itunes – 620 +

Standard Apple – 620 +


Not sure if I agree with the DM score, but i'll find out soon myself Smiley Very Happy




EQ FICO 548 3/3/16
Message 38 of 42
fused
Moderator Emeritus

Re: Credit Score List!


@LS2982 wrote:

@Tommy5746 wrote:

@Tommy5746 wrote:

 

Credit List Extended..

 

 

Store Cards (All scores are for cards that can be used in the store only, NOT Visa, Mastercard etc..)

 

Express – 610 +

Victoria’s Secret 610 +

Abercrombie & Fitch 610 +

Kohl’s – 620 +

American Eagle – 620 +

Banana Republic – 620 +

JC Penny – 610 +

Macys – 625 +

 

 

 

 

 


 

List Extended…

 

 

Discover

 

More –630 +

Student (Mix Tape) -  620 +

Standard Miles – 710 +

 

 

American Express

 

Starwood – 710 +

True Earnings (Costco) – 700 +

 

 

Barclays Bank

 

Black Card – 740 +

Itunes – 620 +

Standard Apple – 620 +


Not sure if I agree with the DM score, but i'll find out soon myself Smiley Very Happy


630+ for a Discover More CC is quite low.

Message 39 of 42
LS2982
Mega Contributor

Re: Credit Score List!


@fused wrote:

@LS2982 wrote:

@Tommy5746 wrote:

@Tommy5746 wrote:

 

Credit List Extended..

 

 

Store Cards (All scores are for cards that can be used in the store only, NOT Visa, Mastercard etc..)

 

Express – 610 +

Victoria’s Secret 610 +

Abercrombie & Fitch 610 +

Kohl’s – 620 +

American Eagle – 620 +

Banana Republic – 620 +

JC Penny – 610 +

Macys – 625 +

 

 

 

 

 


 

List Extended…

 

 

Discover

 

More –630 +

Student (Mix Tape) -  620 +

Standard Miles – 710 +

 

 

American Express

 

Starwood – 710 +

True Earnings (Costco) – 700 +

 

 

Barclays Bank

 

Black Card – 740 +

Itunes – 620 +

Standard Apple – 620 +


Not sure if I agree with the DM score, but i'll find out soon myself Smiley Very Happy


630+ for a Discover More CC is quite low.


Thats what I was thinking, I was thinking more like 660+.




EQ FICO 548 3/3/16
Message 40 of 42
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