Credit Strategy - Next card

[Anonymous]

Hey guys,

Hope all is well.  Had 2 CapOne cards (Platinum, Rewards) and recently got approved for a Venture 30K limit.  Once the new account posts, my FICO scores across all three will be above 730 - 740, util <5%with AAoA of 8+ years etc., no derogs, judgements, etc, clean except for one 30 day late payment almost 4 years ago. Strategy will be to spend several thousand a month on the Venture for monthly bills and biz travel and PIF every month.  

What do I go after next??  WFVS (have a relationship with Wells), CSR, AmEx Plat??

Will I get approved for other high credit lines as well?

Should I apply for a PLOC just to have?

Trying to diversify my credit in very thoughtful manner and will definitely pull the trigger on another cc in a few months...

Would love to hear your thoughts...

TIA C

[Pikaboo-icu]

Greetings.. Welcome to the board.

I would definitely not apply for credit products just to have, make sure you have a use for them. 

Think about your spend and your needs then members here can help advise you on what cards would best fit.

Do you travel? Frequent restaurants/fast food? Buy a lot of gas? Take Uber rides etc.. 

Congrats on your Venture that's a great SL! 

[Anonymous]

---

@Pikaboo-icu wrote:

Greetings.. Welcome to the board.

I would definitely not apply for credit products just to have, make sure you have a use for them. 

Think about your spend and your needs then members here can help advise you on what cards would best fit.

Do you travel? Frequent restaurants/fast food? Buy a lot of gas? Take Uber rides etc.. 

Congrats on your Venture that's a great SL! 

---

This! +1

[Anonymous]

What is your monthly or annual spending breakdown?