No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
knowlejboy wrote:
Yeah, that's true. Thanks. The other consideration is that we're trying to get as much cash together as possible for down payment, closing costs, etc. In some ways its a balancing act between paying down debt and maximizing savings so we can close on a house.
Thanks for the suggestion. I have Money, so I'll give that a try.As for limits, they areBOA - $23kDiscover - $10kChase - $3kAmex - $13kI also have several cards with zero balances:MBNA - $17k limitCap One - $4kJuniper - $10kMy Equifax credit report lists my debt to credit ratio for revolving accounts at 33%. It's 95% for my installment accounts (student loans and car payment). Should I take this to mean that moving debt from the "revolving" to "installment" category won't help my score?
@Anonymous wrote:Thanks for the suggestion. I have Money, so I'll give that a try.As for limits, they areBOA - $23kDiscover - $10kChase - $3kAmex - $13kI also have several cards with zero balances:MBNA - $17k limitCap One - $4kJuniper - $10kMy Equifax credit report lists my debt to credit ratio for revolving accounts at 33%. It's 95% for my installment accounts (student loans and car payment). Should I take this to mean that moving debt from the "revolving" to "installment" category won't help my score?