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Credit limit on Kohl's

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Mike360
Frequent Contributor

Credit limit on Kohl's

Does anyone have higher than a $3000 limit on kohls? The reason I'm asking is because I currently have a $3000 limit on mine and I requested a increase the other week since it's usually a soft pull and they sent me a letter stating "We are unable to grant a credit line increase at this time because you have the highest line of credit that our policy allows."

Message 1 of 27
26 REPLIES 26
Anonymous
Not applicable

Re: Credit limit on Kohl's


@Mike360 wrote:

Does anyone have higher than a $3000 limit on kohls? The reason I'm asking is because I currently have a $3000 limit on mine and I requested a increase the other week since it's usually a soft pull and they sent me a letter stating "We are unable to grant a credit line increase at this time because you have the highest line of credit that our policy allows."


I don't have the card but others have reported that $3K is the max limit.

Message 2 of 27
morgacj2004
Valued Contributor

Re: Credit limit on Kohl's

3k is max limit

AX Hilton Aspire 20k, AX Bonvoy Brilliant 15k, AX BCP 2k, AX Blue Bus Cash 15k, AX Delta Air Platinum 49k, (AU) AX Delta Gold 15k, AX Amazon Prime Bus 25k, BC Uber 29k, AKUSA FCU -10k , CITI AAdvantage Exec World Elite MC 16.5k, Discover (2) 16k, Kohls-4k, VS Comenity $3k, BofA AK Air Siggy 9.8k, WF Propel AX 5k, JCP $10k PFCU Plat Rewards Siggy 39.5k, PFCU Power Cash Rewards AX 10.5k, NFCU Flagship 50k, CLOC 15k, CITI Costco 9.5k, GAP VISA Synchrony $9k,Target MC 9k, Ulta MC Comenity 9k, Pay Pal 1k, CO Venture One 23k, US Bank Radisson Rewards Signature 10k, US Bank Fred Meyers World MC, 11k, US Bank Plat VISA 15.7k, VS Comenity 2k, 240k total available credit. Utiliz-2%, Current FICO EQ-724, EX 763,TU 802 ,Chapt 7 BK D/C 11-2012. Starting scores 520-550
Message 3 of 27
Anonymous
Not applicable

Re: Credit limit on Kohl's

Can't imagine spending over 3k at khols a month. Carrying a balance on that card with such high interest is scary

Message 4 of 27
Anonymous
Not applicable

Re: Credit limit on Kohl's

$3K is the limit! 

Message 5 of 27
RonM21
Valued Contributor

Re: Credit limit on Kohl's

3K is what I'm aware of. That is a lot to spend there if you need more than that.


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 6 of 27
Anonymous
Not applicable

Re: Credit limit on Kohl's

My husband has a limit of $2950 and gets the same response but most people say $3k....

Message 7 of 27
FroggieMom
Regular Contributor

Re: Credit limit on Kohl's

My limit is currently @ $2500 ...up from $1500 when I CLI about 2 months ago.  So I guess I'll find out soon if when I request the next CLI I only get bumped to $3K.  My guess is since Kohl's doesn't sell furniture/ high end items like Macy's/JCP/Dillard's that's the reason for the $3K cap, cause that's ALOT of clothes and small appliances Smiley LOL

Summer 2018 FICO 8 scores~
Gardening until 2019....at least
Message 8 of 27
Anonymous
Not applicable

Re: Credit limit on Kohl's

3K is the hard limit. I am at 3K from past 1 year and when I requested CLI, CSR said according to the company policy 3K is highest CL. This was couple of months ago.
Message 9 of 27
Anonymous
Not applicable

Re: Credit limit on Kohl's

CLI request for Kohl's is a soft pull right ?
Message 10 of 27
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