cancel
Showing results for 
Search instead for 
Did you mean: 

Credit one Amx Preapproved

tag
gingerflower
Senior Contributor

Credit one Amx Preapproved

Hello FICO Friends received an invitation to a preapproved credit one Amx with up to $2500 CL good grief it would be the lowest cl in my signature of Cc's I have. Lol 😆 I don't think so...

Message 1 of 24
23 REPLIES 23
keekers
Valued Contributor

Re: Credit one Amx Preapproved

Nobody should ever get a card from Credit One. Like never ever.


Message 2 of 24
gingerflower
Senior Contributor

Re: Credit one Amx Preapproved

@keekers 

The offer ended up in the TRASH BIN LOL....

Message 3 of 24
OmarGB9
Community Leader
Super Contributor

Re: Credit one Amx Preapproved

Yep. I've gotten it too. No thanks.


Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 4 of 24
JoeRockhead
Senior Contributor

Re: Credit one Amx Preapproved


@gingerflower wrote:

@keekers 

The offer ended up in the TRASH BIN LOL....


Nicely done, congratulations on your approval of the trash bin!

Message 5 of 24
7774x
Established Contributor

Re: Credit one Amx Preapproved


@keekers wrote:
Nobody should ever get a card from Credit One. Like never ever.

I would take a pass on credit one

Message 6 of 24
gingerflower
Senior Contributor

Re: Credit one Amx Preapproved

@JoeRockhead 

Lol .. Yes, into the trash bin it went😆 

Message 7 of 24
TRC_WA
Senior Contributor

Re: Credit one Amx Preapproved

@gingerflower 

I don't much mind Credit One when there are no BS fees attached because they can help with the rebuild... which I am putting the finishing touches on as we speak.

 

My Wander card has no AF and I got a free National Park pass (I'm in WA state) and the x5 card gives 5% CB on the first $5k in purchases which will at least offset the $95 AF.  The limit is high enough where I decided to pull the trigger on it.

 

Maybe these 2 are "upper tier" Credit One cards?  Smiley LOL

 

I would do the same though and trash bin a Credit One AmEx offer... I have an actual AmEx Delta Gold with a $10k limit already.  

FICO8 current as of : 1-1-25 EQ: 724 TU: 707 EX: 706
Hard INQs last 12 months: EQ: 1 | TU: 3 | EX: 2
Verizon Visa $8500 Amex Delta Reserve $10,000 Care Credit $18,000
NFCU CashRewards $7500 Apple Card $7000 Best Buy $8000 Amazon $5000
NFCU auto loan (2022 Ford Bronco Sport Badlands - Cactus Gray) 6.95%
NFCU motorcycle loan (2024 Harley Davidson Road Glide - Alpine Green & Chrome) 9.45%
Total CL: $64,000 --- Total CC UTI: 27% --- AAoA: 5.5 years --- Income: $200k
Last app: 4-6-24
Message 8 of 24
TMDSCT
Regular Contributor

Re: Credit one Amx Preapproved

LOL!  Run far, far away from Credit One Bank!

Message 9 of 24
NoMoreDebt
Senior Contributor

Re: Credit one Amx Preapproved

Ill admit, im unsure why AMEX would want their name attached to low end cards. I can only assume its beneficial to them monetarily with swipe fees and no risk of default?

AMEX CHARLES SCHWAB PLATINUM NPSL/ AMEX CHARLES SCHWAB INVESTOR CARD $25,000 CL/ AMEX MORGAN STANLEY BLUE CASH $5K CL/ AMEX GOLD NPSL / AMEX GREEN NPSL/ AMEX EVERYDAY PREFERRED $5000 CL/AMEX BLUE BUSINESS PLUS $5000 SL/ AMEX BLUE CASH EVERYDAY $18,000 / FIDELITY REWARDS VISA $23,500 SL

SOCKDRAWER/ PAYPAL CREDIT LINE $1700/NFCU FLAGSHIP $40,000 CL/ NFCU MORE REWARDS $40,000/ WELLS FARGO AUTOGRAPH $8200/APPLE CARD $6500/DISCOVER IT $3000 SL/CITI COSTCO ANYWHERE VISA $6000 SL
Message 10 of 24
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.