Credit one Amx Preapproved

gingerflower · ‎02-05-2023

Hello FICO Friends received an invitation to a preapproved credit one Amx with up to $2500 CL good grief it would be the lowest cl in my signature of Cc's I have. Lol 😆 I don't think so...

keekers · ‎02-05-2023

Nobody should ever get a card from Credit One. Like never ever.

gingerflower · ‎02-05-2023

@keekers

The offer ended up in the TRASH BIN LOL....

OmarGB9 · ‎02-05-2023

Yep. I've gotten it too. No thanks.

Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:

Current FICO 8 scores:

JoeRockhead · ‎02-05-2023

@gingerflower wrote:
@keekers
The offer ended up in the TRASH BIN LOL....

Nicely done, congratulations on your approval of the trash bin!

7774x · ‎02-05-2023

@keekers wrote:
Nobody should ever get a card from Credit One. Like never ever.

I would take a pass on credit one

gingerflower · ‎02-05-2023

@JoeRockhead

Lol .. Yes, into the trash bin it went😆

TRC_WA · ‎02-06-2023

@gingerflower

I don't much mind Credit One when there are no BS fees attached because they can help with the rebuild... which I am putting the finishing touches on as we speak.

My Wander card has no AF and I got a free National Park pass (I'm in WA state) and the x5 card gives 5% CB on the first $5k in purchases which will at least offset the $95 AF. The limit is high enough where I decided to pull the trigger on it.

Maybe these 2 are "upper tier" Credit One cards?

I would do the same though and trash bin a Credit One AmEx offer... I have an actual AmEx Delta Gold with a $10k limit already.

FICO8 current as of : 1-1-25 EQ: 724 TU: 707 EX: 706
Hard INQs last 12 months: EQ: 1 | TU: 3 | EX: 2
Verizon Visa $8500 Amex Delta Reserve $10,000 Care Credit $18,000
NFCU CashRewards $7500 Apple Card $7000 Best Buy $8000 Amazon $5000
NFCU auto loan (2022 Ford Bronco Sport Badlands - Cactus Gray) 6.95%
NFCU motorcycle loan (2024 Harley Davidson Road Glide - Alpine Green & Chrome) 9.45%
Total CL: $64,000 --- Total CC UTI: 27% --- AAoA: 5.5 years --- Income: $200k
Last app: 4-6-24

TMDSCT · ‎02-06-2023

LOL! Run far, far away from Credit One Bank!

NoMoreDebt · ‎02-07-2023

Ill admit, im unsure why AMEX would want their name attached to low end cards. I can only assume its beneficial to them monetarily with swipe fees and no risk of default?

AMEX CHARLES SCHWAB PLATINUM NPSL/ AMEX CHARLES SCHWAB INVESTOR CARD $25,000 CL/ AMEX MORGAN STANLEY BLUE CASH $5K CL/ AMEX GOLD NPSL / AMEX GREEN NPSL/ AMEX EVERYDAY PREFERRED $5000 CL/AMEX BLUE BUSINESS PLUS $5000 SL/ AMEX BLUE CASH EVERYDAY $18,000 / FIDELITY REWARDS VISA $23,500 SL

SOCKDRAWER/ PAYPAL CREDIT LINE $1700/NFCU FLAGSHIP $40,000 CL/ NFCU MORE REWARDS $40,000/ WELLS FARGO AUTOGRAPH $8200/APPLE CARD $6500/DISCOVER IT $3000 SL/CITI COSTCO ANYWHERE VISA $6000 SL