@toofast wrote:
@UncleB wrote:I have an entry for the "doesn't work" column... making a purchase via Paypal billed to Curve then passed on to Chase Freedom Flex. To be more precise, the charge itself worked perfectly but the purchase did not trigger the Paypal bonus... the cash back was only 1%.
Not a big deal, but might have had interesting implications had Chase counted it as a Paypal purchase.
You could still use go-back-in-time feature to move the charge to a better card though, eg: Coinbase debit for 4% cashback.
If that charge landed on the $500 Curve "POT" credit line, as they call it, you cannot use the go-back-in-time feature if it lands there. You're forced to pay it off directly. The ability to go-back-in-time applies to anything else but their special curve credit line.
@UncleB wrote:
Since I ran the purchases through Curve, I'll be able to move a few of them over to my Double Cash, or maybe even Discover (if Disco happens to code Curve/WM charges as 'grocery'... to be determined in a week or so.)
I can't see myself using this card in place of my other cards on a regular basis, but for situations like this it really is handy.
I just love it when a plan comes together... let the good times roll! 
(No worries about the address that's displayed... it's Curve's address, not the address of my Walmart.)
Due to my being tired and not paying attention the first WM charge I moved to Discover was actually Walmart.com, which didn't work (MCC is for discount stores). Of course there was no going back, but that's OK... I just moved another charge, this time being more careful to make sure it was an in-store purchase. Success! 
I've read data points on the new Comenity AAA Advantage Visa where it also treats Walmart in-store purchases as grocery, but since I'm already effectively getting 5% back at Walmart three out of four quarters with Freedom and Discover there's little need to make any additions. For now I'm fine with "only" getting 3% back on the stray quarter using the Venmo Visa.
Note: This is for a Walmart Supercenter, not a neighborhood market. Last year Discover behaved similarly with the Paypal Key (R.I.P.), so I expect this to work at all WM Supercenters I frequent (and neighborhood markets as well, but those were already a given).
@UncleB wrote:
@DoppelgangerD wrote:So it looks like this isn't even available in the US (???).
They're no longer taking new U.S. applications, but there are quite a few people on here who picked it up when it was still available.
I admit the prospects of them ever opening apps again to the U.S. doesn't look good (support is minimal for U.S. cardholders). That said, until they shut it down completely I plan to take advantage of any perks/options it provides as often as I can.
I still have mine. I've run into major issues lately however. On March 1st there was a fraudulent charge overseas (in British pounds). I assume this CC theft happened from an eBay purchase or somesuch from P2 using my card for the BoA CCR Online Shopping.
I contacted Curve within 20 minutes, and they mistakenly assured me that it didn't go through (though I could see it pending), and told me not to worry about it and lock my card and they'd send me a new one. Sounds simple right?
Well, charge goes through, I have to go back to them and they finally say oh we were wrong, we'll file a whatsit for that. Seven weeks later, still no resolution, I had to pay the fraudulent charge because they didn't even move it to a different bucket like AmEx or Chase would. They even just tried to read off a script and asked if I could contact the vendor etc... uh no? I don't know this random vendor in Britain? Don't YOU have that info connected to the charge itself?? Hell, the same place kept trying to make more charges on my card after it was locked, for over a month!! Stop them, **bleep**!! ("Association of Charter", whatever that is).
As far as sending me a new card, they ran into a snag, and it took 6 weeks for a new card to be sent to me (at which point new cards arrived two days in a row.)
It would be one thing if they communicated with me, but instead days or sometimes WEEKS go by without them acknowledging my Help inquiries. Via chat on the app only. Because they have flat out refused to give me a number I can call to talk to a human that can give me focus for more than 10 seconds a week.
Since they have recently "moved" their NYC office, I wouldn't be surprised if it was now just a mail drop and they are hiding that they pulled any support out of the US and are just operating out of Britain. I'm genuinely tempted to drive over to NYC and investigate in person.
If it wasn't so **bleep** useful, especially with the Go-Back-In-Time (especially on P2's card), I'd kick them to the curb soooo fast after this most recent experience.
AU - 
Biz - 
Sock - 
Chopping Block - 
@unsungivy wrote:
@UncleB wrote:
@DoppelgangerD wrote:So it looks like this isn't even available in the US (???).
They're no longer taking new U.S. applications, but there are quite a few people on here who picked it up when it was still available.
I admit the prospects of them ever opening apps again to the U.S. doesn't look good (support is minimal for U.S. cardholders). That said, until they shut it down completely I plan to take advantage of any perks/options it provides as often as I can.
I still have mine. I've run into major issues lately however. On March 1st there was a fraudulent charge overseas (in British pounds). I assume this CC theft happened from an eBay purchase or somesuch from P2 using my card for the BoA CCR Online Shopping.
I contacted Curve within 20 minutes, and they mistakenly assured me that it didn't go through (though I could see it pending), and told me not to worry about it and lock my card and they'd send me a new one. Sounds simple right?
Well, charge goes through, I have to go back to them and they finally say oh we were wrong, we'll file a whatsit for that. Seven weeks later, still no resolution, I had to pay the fraudulent charge because they didn't even move it to a different bucket like AmEx or Chase would. They even just tried to read off a script and asked if I could contact the vendor etc... uh no? I don't know this random vendor in Britain? Don't YOU have that info connected to the charge itself?? Hell, the same place kept trying to make more charges on my card after it was locked, for over a month!! Stop them, **bleep**!! ("Association of Charter", whatever that is).
As far as sending me a new card, they ran into a snag, and it took 6 weeks for a new card to be sent to me (at which point new cards arrived two days in a row.)
It would be one thing if they communicated with me, but instead days or sometimes WEEKS go by without them acknowledging my Help inquiries. Via chat on the app only. Because they have flat out refused to give me a number I can call to talk to a human that can give me focus for more than 10 seconds a week.
Since they have recently "moved" their NYC office, I wouldn't be surprised if it was now just a mail drop and they are hiding that they pulled any support out of the US and are just operating out of Britain. I'm genuinely tempted to drive over to NYC and investigate in person.
If it wasn't so **bleep** useful, especially with the Go-Back-In-Time (especially on P2's card), I'd kick them to the curb soooo fast after this most recent experience.
Yeah, I don't doubt your experience at all... their support is basically non-existent these days. 
I agree with your statement about how if they weren't so useful it definitely wouldn't be worth the hassle. For me, the main reason for keeping them around is being able to get 5% back at Walmart during the Discover grocery quarter (which ironically hasn't happened yet this year, but I digress). The GBIT has been useful at times and the BoA/online purchase hack is neat, but those are things I could do without/work around if Curve customer service (or lack thereof) ever becomes an issue for me.
I hope it sticks around as long as possible. I have it connected to 10 cards, and especially with my various Citi cards, it can cover dining, gas, grocery, travel, transit, home improvement, and non-category, as well as some more niche categories, at either our best return or close enough that the convenience of one card more than makes up for it.
It has been very useful for the Go-Back-In-Time feature, especially with the $500 cap on Custom Cash. If I accidentally go over I just find a charge that would put me close to the cap and move it.
It has also been great for tracking charges with P2. I manage most of our finances, including tracking all of our joint charges. I can use Curve for P2's Savor, which I am an authorized user on, but I don't have account manager status on that card - so basically if I use Savor I have no way of seeing charges, but if I use Savor via Curve I can see the charges in the app. This is a niche bonus, but the alternative is P2 going through her charges and listing them out, which she certainly does not enjoy. I also often switch which dining card is assigned while we are out, to split charges between myself and P2.
I have had some issues with charges not going through, but that was mostly around February, haven't had an issue in a month or so. There was some funky coding recently too - a restaurant in a mall food court coded as "Grocery Store, Supermarket" on my Custom Cash via Curve I use for dining, so I moved it to my Premier, but then it coded as "Misc Food Store, Specialty, Convenience" and only earned 1X. I mean, can't complain much when this is the one transaction I can think of with over a year of use, and it's all of 68 lost points. Can't win 'em all, and Curve does at least allow for a second try when things don't code as expected.
P2 
P2 Future 
Chopping Block 
