DO NOT apply for Anything with CHASE

[Anonymous]

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@Anonymous wrote:

ONLY New account is NFCU LOC but it isn't even reporting yet .....

What is MS?

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Manufactured Spending.  Did you buy lots of gift cards or use your card (s) in any fashion outside your normal use?

[Anonymous]

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@Anonymous wrote:

ONLY New account is NFCU LOC but it isn't even reporting yet .....

What is MS?

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Manufactured spending, buying lots of V/MC/Amex gift cards for example, but if you don't know the term, you probably weren't doing it.

[Anonymous]

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@Anonymous wrote:

ONLY New account is NFCU LOC but it isn't even reporting yet .....

What is MS?

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Manufactured spending. Against the T&C of most CCs. The are a gray area for discussion on these boards, but a google search should give you more info. 

[Anonymous]

Got First Personal card over a year ago and the Ink cards early Summer .... Only got them when I went into the branch and it would pop up that they had an offer for me .....

At periodic times throughout the year, I have over $100K in just one of the business accounts at a time .... I pretty much give up ...

[Anonymous]

Sarcasm?  Or Serious?

[Anonymous]

I have already fired off an email to my personal banker and am sure I will be sitting at her desk at 9:00 AM tomorrow morning - not sure they can do anything to redeem themselves at this point - maybe that is what I should have said.

[dursty87]

Did they close your checking accounts as well or just your CC's. As others have stated there is a reason you should try to find out what it is

[Anonymous]

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@Anonymous wrote:

Sarcasm?  Or Serious?

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No ones being sarcastic.  We're all trying to help.  Please call Chase and find out what's going on

[Anonymous]

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@Anonymous wrote:

Got First Personal card over a year ago and the Ink cards early Summer .... Only got them when I went into the branch and it would pop up that they had an offer for me .....

At periodic times throughout the year, I have over $100K in just one of the business accounts at a time .... I pretty much give up ...

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So nothing wrong/strange in your bank accounts?  Too many cash deposits/money orders etc?  Although in that case Chase usually closes your bank accounts and shortly after your credit card.

Again the key point is that someone at Chase didn't wake up and say "I know, lets give grayarea37 a hard time today, let's close his cards.  That will be fun!"   They had a reason (which might have been mistaken).  If Chase has any value to you, see what they say and maybe you can get it fixed.

It's NOT Chase being a terrible issuer, they think something is wrong, and probably most other issuers would do the same thing in whatever this situation appears to be.

[Anonymous]

I have banked with them since 2008 .... Can't comprehend any of this.  Just my personal checking account maintains a balance of around $7500 for household expenses.  I have a savings account and monye market account attached.  I also have 2 business accounts as well.

I called in but was told the "lending department" was closed and I needed to call during their regular business hours so no I didn't really get to speak to anyone.

Quite frankly, I have used my Slate card and paid it off so many times, I was expecting a CLI - to log in to pay the bill (that is due on the 26th) and find it closed (since yesterday) is absurd!

I have 1 new inquiry from NFCU and no new accounts reporting as my LOC hasn't even shown up yet because they just got the paperwork back like 2 days ago!

Might has well have been paying the minimum balance due all this time because clearly my excellent payment history means nothing!