DO NOT apply for Anything with CHASE

[Anonymous]

---

@SomeGuyOnTheWeb wrote:

---

@yesi-ts-me wrote:

---

@Anonymous wrote:

I would hope Chase would not be Jelly of the NFCU CLI - I would think they would want to match it eventually 

Chase has had WAY more of my $$ - that's what REALLY doesn't make sense!

---

Sorry to hear this.  I sympathize with you as I know people whose account have been closed by Chase.  But one person I know used a chase credit card to buy a house maxing it out.  Hopefully, your issue will be resolved quickly.

---

How much was their credit line to accomplish that?

---

He had a line of 80k with Chase, 50k with barclays (barclays closed his account as well).  He bought a house that they wanted cash for and was going to flip it quickly and pay it off.  The biggest mistake ever-

[CreditCuriosity]

OP your reaction is justified if that is all they can tell you.. Especially if you run multiple business that pull in that kinda cash..  80k or whatever in available credit isn't to much, especially for you.. Many people on this board make maybe 40k-50k and have well over 100k of available credit, none the less alot of them have it with Chase...

I personally would tell Chase to go and eat drit and move my business elsewhere as others have mentioned.

I wish you the best and understand that you are upset, try not to let your emotions get the best of you.  Plenty of banks or CU's would love to have your business and extend you credit with the new void that you have a probably plenty more beyond what you had with chase.

[Anonymous]

---

@Anonymous wrote:

---

@Anonymous wrote:

---

@Anonymous wrote:

Are the cards listed in you signature your only open credit lines?  If so its ridiculous for them to say that's too much available credit.

---

YES - Crazy right?

---

Yes, I think that's pretty crazy and makes me concerned for all my accounts.  Also I do think you have a lot of support in this community especially because most of us have Chase products and wondered what could cause this to hsppebpn to you.  If I can make a suggestion and you can it for what it's worth: You have every right to be very upset and more so than most of us if this were to happen to our accounts because you run your business accounts through them as well.  It's very difficult for people to interpret Internet message board postings and often what someone posts is taken the wrong way.  My suggestion would be in your posts to ease up on all the all caps and exclamation points etc... I know that it's not your intent to direct your anger at readers of this board but sometimes it might come across that way.  No one here should assume or have assumed that you did anything wrong for this action to take place and please don't assume that we don't care because we do.  It's total BS for Chase to do this especially in the manner that they did.  If they had concerns they should have contacted you and discussed it upfront and not done it where you only find out by logging into an account.

If it were me I tell Chase to pound sand and use NFCU or some other bank.  I wish you the best.

---

Point taken  and I am for sure upset and it has most certainly come across in some of these posts.  

I built these companies from the ground up and I built my business credit from the ground and my personal credit the same so it is ALL very personal to me and if I was frivalous or callous with my usage or payments or something, then fine but when literally they come back with that kind of rinky dink excuse and I have a lot of history with to begin with - it just blows.  Not to mention, I was transitioning everything over from BOA to Chase and now can't even do that.... but whatever .... someone said everything happens for a reason - maybe this is for some sort of greatness with someone else 

[CreditCuriosity]

Better yet, send the EO office the link to this MyFico thread via email..  They would love that .  Nothing embarses big companies worse then bad PR IMO.

[Anonymous]

---

@Anonymous wrote:

---

@Anonymous wrote:

---

@Anonymous wrote:

---

@Anonymous wrote:

Are the cards listed in you signature your only open credit lines?  If so its ridiculous for them to say that's too much available credit.

---

YES - Crazy right?

---

Yes, I think that's pretty crazy and makes me concerned for all my accounts.  Also I do think you have a lot of support in this community especially because most of us have Chase products and wondered what could cause this to hsppebpn to you.  If I can make a suggestion and you can it for what it's worth: You have every right to be very upset and more so than most of us if this were to happen to our accounts because you run your business accounts through them as well.  It's very difficult for people to interpret Internet message board postings and often what someone posts is taken the wrong way.  My suggestion would be in your posts to ease up on all the all caps and exclamation points etc... I know that it's not your intent to direct your anger at readers of this board but sometimes it might come across that way.  No one here should assume or have assumed that you did anything wrong for this action to take place and please don't assume that we don't care because we do.  It's total BS for Chase to do this especially in the manner that they did.  If they had concerns they should have contacted you and discussed it upfront and not done it where you only find out by logging into an account.

If it were me I tell Chase to pound sand and use NFCU or some other bank.  I wish you the best.

---

Point taken  and I am for sure upset and it has most certainly come across in some of these posts.  

I built these companies from the ground up and I built my business credit from the ground and my personal credit the same so it is ALL very personal to me and if I was frivalous or callous with my usage or payments or something, then fine but when literally they come back with that kind of rinky dink excuse and I have a lot of history with to begin with - it just blows.  Not to mention, I was transitioning everything over from BOA to Chase and now can't even do that.... but whatever .... someone said everything happens for a reason - maybe this is for some sort of greatness with someone else 

---

You watch.. Once you transfer and they realize they made a mistake, they will start hounding you like never before.  For the reason given, it doesn't make sense and it is very painful to be shut down like that.  I wish you well.

[One7]

I LOVE Chase, but if they ever did that to me

I'd be DONE with them and take my money elsewhere 

[Anonymous]

---

@One7 wrote:

I LOVE Chase, but if they ever did that to me

I'd be DONE with them and take my money elsewhere 

---

I agree..

[Anonymous]

---

@yesi-ts-me wrote:

---

@Anonymous wrote:

I would hope Chase would not be Jelly of the NFCU CLI - I would think they would want to match it eventually 

Chase has had WAY more of my $$ - that's what REALLY doesn't make sense!

---

Sorry to hear this.  I sympathize with you as I know people whose account have been closed by Chase.  But one person I know used a chase credit card to buy a house maxing it out.  Hopefully, your issue will be resolved quickly.  I have a feeling they are not giving you the entire picture because it was the same reason they gave to the person I know - too much credit.  So we backtracked and asked him to tell us all his transactions thats when we figured it was the card used for cash to buy a house.

---

Sadly - cannot back track to buying a house on my credit cards 

[chalupaman]

---

@One7 wrote:

I LOVE Chase, but if they ever did that to me

I'd be DONE with them and take my money elsewhere 

---

Yup. Ditto.

[Anonymous]

---

@Anonymous wrote:

Yes, really makes very little sense.   You don't have "too much available credit " compared to many here, and the Chase lines being closed are also small, so it's not as it they were terribly exposed even if you defaulted on them all.   And you haven't been credit seeking much either, so the normal red flags are missing.

So, I'm with you, no point in working more with Chase if NCFU or somewhere else can provide all the services you need.   I would however still check your CRs over the next few days to make sure nothing wrong is reporting.  

---

Yeah will do - I am curious about this "letter" coming in the mail and the fact the banker is anxious to see it and seems to think he can do something with it so I will report back if it says something different then told today.