Dear Discover IT

[Anonymous]

Check for my spelling mistakes. Is this a reasonable request?

Hello. I am Kitten Attack. I am happily a new Discover Card User! I just got my new credit line in August. I was looking at my credit report online and noticed something strange that my credit had been pulled twice on EX and EQ on August 12. Being that my FICO scores were in the mid 700's at the time, I thought it must be a mistake. When asking around, I was advised that sometimes a 2 hard pulls are required on a recon or a credit line increase. My account took a few days to process, and I called to check on the status, and was told to wait a few more days…but I never asked for a recon or a credit line increase. 

So I was just curious if it is possible to have 1 of these removed from my report. 2 hard pulls on a credit line of 1.5k seemed a little excessive.

Thanks for listening.

[creditnocash]

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@Anonymous wrote:

Check for my spelling mistakes. Is this a reasonable request?

Hello. I am Kitten Attack. I am happily a new Discover Card User! I just got my new credit line in August. I was looking at my credit report online and noticed something strange that my credit had been pulled twice on EX and EQ on August 12. Being that my FICO scores were in the mid 700's at the time, I thought it must be a mistake. When asking around, I was advised that sometimes a 2 hard pulls are required on a recon or a credit line increase. My account took a few days to process, and I called to check on the status, and was told to wait a few more days…but I never asked for a recon or a credit line increase. 

So I was just curious if it is possible to have 1 of these removed from my report. 2 hard pulls on a credit line of 1.5k seemed a little excessive.

Thanks for listening.

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all spelling seems fine. 

just fyi discover also double pulled me. (for 2500)

amex triple pulled me when i got my zync. 

[Anonymous]

Oh. Shoot. Really. I thought it must have been a mistake. Good thing I didn't send it yet.

lol. I'm such a little brat!

I can't believe amex triple pulled you.!? wth

[coldnmn]

If borderline they can pull all three. Capital one always pull all three.

[barthooper]

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@coldnmn wrote:

If borderline they can pull all three. Capital one always pull all three.

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Capital one makes up for it though by only softing when you request a CLI though. Just got with them, and that's handy to know. 

[Anonymous]

dang thats cold

[joltdude]

Two is better than three

[tcbofade]

Ask anyway.  It's a reasonable request, and all they can do is say no. 

Good luck!

[Anonymous]

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@joltdude wrote:
Two is better than three

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Only in the credit HP world...

[taxi818]

As far as they are concerned. it is only 1 pull.

Because 1 per bureau. but i understand your feeling . Cap 1 always does the triple whammy. so i would not worry of it. it will drop off same time anyway. good luck.