Deciding Factor = Card Design?

aftermath · ‎06-16-2008

Ok, I know many of you have been guilty of this. I know I have. Comon, admit it. You chose a particular card not necessarily for it's terms or rewards, but because the design was COOL! Raise your hand and say "I!"

American Express Blue Cash Everyday $6600
Barclays US Airways Premier World Mastercard $14500
Chase Sapphire Preferred $5000
Chase Freedom Visa $1000
Chase United Explorer $8500
Citi AAdvantage Platinum Select Visa Signature $7500
Citi ThankYou Premier World Mastercard $7500

Anonymous · ‎06-16-2008

I don't think I have necessarily wanted a card because of the design but I can say I am guilty of wanting certain cards for the status that comes with it, ie Platinum AMEX vs a lower tier company.

Anonymous · ‎06-17-2008

I have never used card design as a deciding factor in obtaining new credit. It matters but in the most trivial way. Terms first then rewards will always be deciding factors.

I do wish some of my cards were more appealing or offered more options like Discover but I am pragmatic about the actual tradeline.

Anonymous · ‎06-17-2008

Not for me. But if I get a card for the rewards or % off etc, I am pleased if it also looks nice in my wallet.

haulingthescoreup · ‎06-17-2008

My Sears MC is the prettiest card I have (love that sparkly pale gold!), but I think the main benefit of this is that it will make it easier to hit when I nail it to a tree and shoot it to shreds.

* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007

Anonymous · ‎06-17-2008

I've wanted to apply for the Citi Platinum Amex really, really, really bad so I could have a cool black Amex in my wallet.

However, I have been able to resist temptation due to the fact that it doesn't report CL.

marty56 · ‎06-17-2008

I been wanting a KIss Chase Visa card for awhile. It look really cool. I have to wait till next year at least.

1/25/2021: FICO 850 EQ 848 TU 847 EX

mipema · ‎06-17-2008

marty56 wrote:
I been wanting a KIss Chase Visa card for awhile. It look really cool. I have to wait till next year at least.

You wanted the best, you got the best...

Anonymous · ‎06-17-2008

@mipema wrote:

@marty56 wrote:
I been wanting a KIss Chase Visa card for awhile. It look really cool. I have to wait till next year at least.

You wanted the best, you got the best...

Is it really a KISS CC? I knew Gene Simmons was financially smart, but that would be ingenious.

mipema · ‎06-17-2008

@Anonymous wrote:
@mipema wrote:
@marty56 wrote:
I been wanting a KIss Chase Visa card for awhile. It look really cool. I have to wait till next year at least.
You wanted the best, you got the best...
Is it really a KISS CC? I knew Gene Simmons was financially smart, but that would be ingenious.

Sure is.

The KISS Visa® Card with Chase Flexible Rewards can be found here - http://www.firstusa.com/cgi-bin/webcgi/webserve.cgi?partner_dir_name=cac_kiss&page=index