@bichonmom wrote:Sorry for the decline... which one did you app for? Zync? I'm counting the days till I can hit the button, but am terrified of getting the same result as you.
What's your EX file look like Bichon?
@LS2982 wrote:
@Anonymous wrote:
@LS2982 wrote:
@drkaje wrote:Perhaps a better support group.
A HP drags down the score and hangs out for 2 years. Really doesn't seem like a free score, to me.
So many gardeners are falling off the wagon we're going to end up with astro-turf and plastic plants!!
HEY HEY NOW!!!!!
Give Nik a break, everyone falls off the wagon once, it's how you pick yourself up and go from here that counts!!!
Agreed! Frankly, LS, I'm very impressed with how you've been doing lately.
I'm done with apping for now. I know what I want, and i've actually moved away from AMEX. I plan to app for 1 card every 6 months on different bureaus for prime cards starting in august. I want in with PSECU and their 5K combo.
I would like to get myself into the world of prime and need to allow more time. I wish I had access to PSECU but I dont. I do have NFCU and will get things paid off on my current credit to bring my utility down to less than 10% on 1 card and $0 for all others. Then let some more time span to allow me to go to NFCU to see if I can get a nice card from them. I also hope to be in a better position to get love from USAA since I have full membership priv with them. I have two secured cards with them and hope to get something after the rain settles. Thats my current plan. Thanks LS, you have helped me to see that I dont have to rely on AMEX to get love. We will still be getting our app in though for fun.
@bichonmom wrote:Sorry for the decline... which one did you app for? Zync? I'm counting the days till I can hit the button, but am terrified of getting the same result as you.
shhh
: ( LS doesnt know...lol) I hit the Zync button and was told my EX was 647...Its a lot better than 580 I had a few months ago. I didnt think I would get it really but was hoping for the $500set limit with Auto Pay kinda
@NikJ4 wrote:
@bichonmom wrote:Sorry for the decline... which one did you app for? Zync? I'm counting the days till I can hit the button, but am terrified of getting the same result as you.
shhh
Update your current scores on your siggy Nik!
Also, what were there denial reasons?? I refuse to touch their site until I meet all of their denial reasons.
@LS2982 wrote:
@drkaje wrote:Perhaps a better support group.
A HP drags down the score and hangs out for 2 years. Really doesn't seem like a free score, to me.
So many gardeners are falling off the wagon we're going to end up with astro-turf and plastic plants!!
HEY HEY NOW!!!!!
Give Nik a break, everyone falls off the wagon once, it's how you pick yourself up and go from here that counts!!!
Tough love, LS! 
Besides, I want real grass in the garden.
@drkaje wrote:
@LS2982 wrote:
@drkaje wrote:Perhaps a better support group.
A HP drags down the score and hangs out for 2 years. Really doesn't seem like a free score, to me.
So many gardeners are falling off the wagon we're going to end up with astro-turf and plastic plants!!
HEY HEY NOW!!!!!
Give Nik a break, everyone falls off the wagon once, it's how you pick yourself up and go from here that counts!!!
Tough love, LS!
Besides, I want real grass in the garden.
Who says it's not real??? Sure everyone's got a lil dead/crabgrass hiding in their garden! 
@NikJ4 wrote:
@bichonmom wrote:Sorry for the decline... which one did you app for? Zync? I'm counting the days till I can hit the button, but am terrified of getting the same result as you.
shhh
At 647 I'd definitely try calling one of the Recon numbers!! You might be right on the cusp where someone nice would be able to make that offer.
I won't tell LS.
@drkaje wrote:
@NikJ4 wrote:
@bichonmom wrote:Sorry for the decline... which one did you app for? Zync? I'm counting the days till I can hit the button, but am terrified of getting the same result as you.
shhh
At 647 I'd definitely try calling one of the Recon numbers!! You might be right on the cusp where someone nice would be able to make that offer.
I won't tell LS.
AMEX is pretty strict on Recons, only if the denial reasons are inaccurate will they reconsider.
I heard from the grapvine..........................and i'm just about to lose my mind!!!
@LS2982 wrote:
@drkaje wrote:
@NikJ4 wrote:
@bichonmom wrote:Sorry for the decline... which one did you app for? Zync? I'm counting the days till I can hit the button, but am terrified of getting the same result as you.
shhh
At 647 I'd definitely try calling one of the Recon numbers!! You might be right on the cusp where someone nice would be able to make that offer.
I won't tell LS.
AMEX is pretty strict on Recons, only if the denial reasons are inaccurate will they reconsider.
I am so ashamed.....I have both hands in the dirt pulling up weeds. I also have a nice glass of moscato sitting on my little bistro table. I am good.
@NikJ4 wrote:
@LS2982 wrote:
@drkaje wrote:
@NikJ4 wrote:
@bichonmom wrote:Sorry for the decline... which one did you app for? Zync? I'm counting the days till I can hit the button, but am terrified of getting the same result as you.
shhh
At 647 I'd definitely try calling one of the Recon numbers!! You might be right on the cusp where someone nice would be able to make that offer.
I won't tell LS.
AMEX is pretty strict on Recons, only if the denial reasons are inaccurate will they reconsider.
I am so ashamed.....I have both hands in the dirt pulling up weeds. I also have a nice glass of moscato sitting on my little bistro table. I am good.
It happens to the best of us!