Dillards (Citi) CLIs

shane1978 · ‎04-03-2025

Since the switch to Citi, does anyone know if it is a HP or SP when requesting a CLI for the Dillards card?

Fenway2025 · ‎04-03-2025

I'm not sure with Dillards specifically but I have a Home Depot Citi card and their CLI requests are unfortunately hard pull only. The agent said that the only way to get a credit line increase without a hard pull would be normal usage of the card. Very frustrating as I'm sitting with only $500 on my Home Depot card.

FlaDude · ‎04-03-2025

@Fenway2025 wrote:
I'm not sure with Dillards specifically but I have a Home Depot Citi card and their CLI requests are unfortunately hard pull only.

Same with the Citi Tractor Supply card, I did two CLI requests last year and both were HP.

Scores: March 21 FICO 8: EX 810, TU 808, EQ 813
AoOA: closed: 40 years, open: 30 years; AAoA: 14 years
Amex Gold, Amex Blue, Amex ED, Amex Delta Blue, Amex Hilton Surpass, BoA Platinum Plus, Chase Freedom Unlimited, Chase Amazon, Chase CSP, Chase United Explorer, Citi AA, Sync Lowes, total CL 203k

biznob · ‎04-03-2025

I requested a CLI about two weeks ago and it was a HP.